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About this home
8142 SW 106th St is a 1988-built home in Palm Cay, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,086 square feet of living space. Listed at $194,000 (about $179/sqft), 48 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $123.77 monthly.
This furnished, move-in-ready home features 2 bedrooms, 2 bathrooms, and a 2-car garage in the gated 55+ community of Palm Cay where you can be just a very short walk to all the amenities and clubhouse! It has great curb appeal, with a large irrigated lawn and recent updates including a new roof (2020) and a new A/C unit (2023). Inside, you’ll appreciate the spotless luxury vinyl flooring throughout. The cathedral ceilings create a bright and spacious atmosphere in the living and dining areas. The kitchen has been thoughtfully updated with stainless steel appliances, granite countertops, and an undermount sink. The dining area opens up to the Florida room, which leads to an enclosed lanai with heating and air conditioning. Just outside the lanai, you'll find a fenced yard and a storage area for a lawn tractor or golf cart. The primary bedroom serves as a comfortable retreat, featuring a large walk-in closet and an ensuite bathroom with a step-in shower. The second bedroom is perfect for guests, hobbies, or as a dedicated home office. The oversized 2-car garage provides ample space for projects, storage, and a workshop area. The modest monthly fee includes trash service, access to a 24-hour manned gate, and community amenities. Optional RV and boat storage may be available for a reasonable fee. This home is conveniently located 20 minutes to I-75, the World Equestrian Center, shopping, dining, and medical facilities, with easy access to Gainesville and Orlando. If you’re looking for a well-cared-for home that feels comfortable and is ready for your next chapter, this property is worth seeing in person.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$194,000
$179 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,086 sq ft
Time on market
51 days
Year built
1988
Monthly payment
About $1,315/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $988 annual tax bill, insurance, and the $123.77/mo HOA fee.
HOA fee
$123.77/mo
Managed by Robert LaPolt.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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