8142 SW 106th St, photo 1
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Overview

2 bd2 ba1,086 sqft2 car garageSingle Family
TypeSingle Family
HOA$123.77/mo
Built1988
Lot10,454 sqft
Living area1,086 sqft
Price / sqft$179
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Chair RailPrivate MailboxDishwasherDryerMicrowaveRange

8142 SW 106th St is a 1988-built home in Palm Cay, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,086 square feet of living space. Listed at $194,000 (about $179/sqft), 48 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $123.77 monthly.

From the listing

This furnished, move-in-ready home features 2 bedrooms, 2 bathrooms, and a 2-car garage in the gated 55+ community of Palm Cay where you can be just a very short walk to all the amenities and clubhouse! It has great curb appeal, with a large irrigated lawn and recent updates including a new roof (2020) and a new A/C unit (2023). Inside, you’ll appreciate the spotless luxury vinyl flooring throughout. The cathedral ceilings create a bright and spacious atmosphere in the living and dining areas. The kitchen has been thoughtfully updated with stainless steel appliances, granite countertops, and an undermount sink. The dining area opens up to the Florida room, which leads to an enclosed lanai with heating and air conditioning. Just outside the lanai, you'll find a fenced yard and a storage area for a lawn tractor or golf cart. The primary bedroom serves as a comfortable retreat, featuring a large walk-in closet and an ensuite bathroom with a step-in shower. The second bedroom is perfect for guests, hobbies, or as a dedicated home office. The oversized 2-car garage provides ample space for projects, storage, and a workshop area. The modest monthly fee includes trash service, access to a 24-hour manned gate, and community amenities. Optional RV and boat storage may be available for a reasonable fee. This home is conveniently located 20 minutes to I-75, the World Equestrian Center, shopping, dining, and medical facilities, with easy access to Gainesville and Orlando. If you’re looking for a well-cared-for home that feels comfortable and is ready for your next chapter, this property is worth seeing in person.

The essentials

Built
1988
Price / sqft
$179
On market
51 days
Annual tax
$988
HOA
$123.77/mo
Flood zone
X · Low risk
Lot
10,454 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
2 car garage
10,454 sqft lot
Lot size
1,086 sqft
Living area

Payment

Est. monthly payment
$1,315/mo
Down payment (20%)
$38,800
Property taxes
$82/mo
HOA
$123.77/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
10,454 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
51
Cathedral Ceiling(s)
Ceiling Fans(s)
Chair Rail
Private Mailbox
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Marion Oaks Elementary School
Middle
West Port Middle School
High
West Port High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$988
Parcel #
35773-001-36

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Cay
County
Marion
MLS Area
34481 - Ocala
Lot Size
10,454 sqft
HOA
$123.77/mo
Robert LaPolt

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #OM730639
$194,000-2.5%
$179/sqft
-
Price change
Source: Stellar MLS #OM730639
$199,000-4.8%
$183/sqft
8/19/2026
Listed for sale
Source: Stellar MLS #OM730639
$209,000
$192/sqft

Neighborhood

8142 SW 106th St
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $194,000
$190,000 – $194,000
97.9% – 100% of listTops out right at the list price
80% of listList price
256 of the last 511 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 51 after a $15,000 cut.

Sample: 511 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,315/mo
Principal & interest$1,012
Property taxes$82
Insurance$97
HOA$124
Down payment20% · $38,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$194,000

$179 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,086 sq ft

Time on market

51 days

Year built

1988

Monthly payment

About $1,315/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $988 annual tax bill, insurance, and the $123.77/mo HOA fee.

HOA fee

$123.77/mo

Managed by Robert LaPolt.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCB/ELLISON RLTY WESTListing agent: Cynthia DesmaraisListing data from Stellar MLS, MLS# OM730639.

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