819 Spruce St, photo 1
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Overview

2 bd2 ba1,193 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1969
Lot14,400 sqft
Living area1,193 sqft
Price / sqft$193
Garage2 car

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About this home

Ceiling Fans(s)Stone CountersMicrowaveRangeRefrigerator

819 Spruce St is a 1969-built home in Inverness Highlands South And West, Inverness. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,193 square feet of living space. Listed at $230,000 (about $193/sqft), 44 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Check out this updated 1,193 sq ft home in Inverness! Built in 1969, this well-maintained property offers classic Florida charm with modern updates. Features include beautiful terrazzo flooring and a roof replaced in 2019. The home offers a comfortable layout and is move-in ready, making it an excellent choice for a primary residence, seasonal getaway, or investment property. Conveniently located near shopping, dining, parks, lakes, and the many outdoor recreational opportunities Inverness has to offer. A great opportunity to own an updated home in the heart of Citrus County!

The essentials

Built
1969
Price / sqft
$193
On market
44 days
Annual tax
$234,697
Flood zone
X · Low risk
Lot
14,400 sqft
Type
Single Family Residence

At a glance

Single family
Built 1969
2 car garage
0.33 acres
Lot size
1,193 sqft
Living area

Payment

Est. monthly payment
$20,873/mo
Down payment (20%)
$46,000
Property taxes
$19,558/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1969
Lot
14,400 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
44
Ceiling Fans(s)
Stone Counters
Microwave
Range
Refrigerator
Elementary
Inverness Primary School
Middle
Inverness Middle School
High
Citrus High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$234,697
Parcel #
20E19S210020 02380 0140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Inverness Highlands South And West
County
Citrus
MLS Area
34452 - Inverness
Lot Size
14,400 sqft

Price history

Date
Event
Price
8/27/2026
Listed for sale
Source: Stellar MLS #OM731171
$230,000
$193/sqft

Neighborhood

819 Spruce St
Inverness, FL, 34452 · 34452 - Inverness

Market insights

Offer Insights

Choose an offer strength

List price: $230,000
$225,000 – $230,000
97.4% – 100% of listTops out right at the list price
80% of listList price
44 of the last 86 home closings in 34452 landed at this number or higher (51%). The median one sat 42 days before it went under contract, and this one is on day 44.

Sample: 86 closed home sales in 34452 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$20,873/mo
Principal & interest$1,200
Property taxes$19,558
Insurance$115
Down payment20% · $46,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$230,000

$193 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,193 sq ft

Time on market

44 days

Year built

1969

Monthly payment

About $20,873/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $234,697 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCB/ELLISON RLTY WESTListing agent: Amanda BottimoreListing data from Stellar MLS, MLS# OM731171.

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