Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- TARTAN FARMS AT WINDING OAKS
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$15/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
6824 SW 45th Ave is a 2026-built home in Tartan Farms At Winding Oaks, Ocala. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,260 square feet of living space. Listed at $323,990 (about $143/sqft), 34 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $180 annually.
Under Construction. Experience the best of two-story living in this thoughtfully designed 4-bedrrom, 2.5 bathroom home. The main floor seamlessly blends the living, dining and kitchen areas, creating an open and inviting space. Upstairs, discover four well-appointed bedrooms, including the primary bedroom with ensuite bathroom and walk in closets. Balancing functionality with modern aesthetics, this home is the perfect canvas for daily living and entertaining. The kitchen is appointed with a stainless-steel range, microwave and built-in dishwasher. The Elston is equipped with a state-of-the-art smart home system. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.
The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 155 closed home sales in 34474 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$323,990
$143 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,260 sq ft
Time on market
35 days
Year built
2026
Monthly payment
About $2,285/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $180/yr HOA fee.
HOA fee
$180/yr
Managed by Access Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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