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Overview

3 bd4 ba4,082 sqft2 car garageSingle Family
TypeSingle Family
HOA$83/yr
Built2001
Lot68,634 sqft
Living area4,082 sqft
Price / sqft$202
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsL DiningOpen FloorplanPrimary Bedroom Main FloorSolid Wood Cabinets

3952 N Baywood Dr is a 2001-built home in Fairview Estates, Hernando. Inside you'll find 3 bedrooms, 4 bathrooms, and 4,082 square feet of living space. Listed at $825,000 (about $202/sqft), 31 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $83 annually.

From the listing

Step into breathtaking luxury through a grand entrance framed by stately columns, where magnificent 32x32 marble tile flooring immediately sets the tone for this impressive Fairview Estates residence. Situated on 1.58 acres and positioned on a high point, the home offers an exceptional blend of expansive interiors and inviting outdoor living. The residence features a colossal primary suite complemented by generously sized guest suites. The fourth bedroom can easily accommodate a home office, nursery, or additional guest space. High ceilings and thoughtfully proportioned rooms enhance the home's sense of scale. The formal living room and formal dining room provide elegant spaces for entertaining. A well appointed built-in wet bar adds both convenience and sophistication. The expansive floor plan provides room to gather, entertain, and unwind while maintaining comfortable separation between living and sleeping areas. Beyond the interior, an extraordinary outdoor retreat awaits. The 2024 resort-style pool features cascading waterfalls and is surrounded by custom pavers, a screened enclosure, and an expansive lanai designed for year-round enjoyment. A dedicated summer kitchen creates an ideal setting for outdoor dining and grilling, while the wooded backyard provides a peaceful backdrop for the entire outdoor living area. Numerous major improvements add value and peace of mind, including a new roof in 2023 and HVAC systems replaced in 2022 and 2023. A long concrete driveway leads to an oversized garage with room for multiple vehicles and additional storage. The property also features a well for irrigation and 300-amp electrical service. With its grand entry, generous bedroom suites, high ceilings, formal entertaining spaces, impressive pool and lanai, and 1.58-acre setting, this Fairview Estates residence presents a rare combination of luxury, comfort, and a Florida dream lifestyle.

The essentials

Built
2001
Price / sqft
$202
On market
31 days
Annual tax
$7,509
HOA
$83/yr
Flood zone
X · Low risk
Lot
68,634 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Private pool
Auto Cleaner
2 car garage
1.58 acres
Lot size
4,082 sqft
Living area

Payment

Est. monthly payment
$5,348/mo
Down payment (20%)
$165,000
Property taxes
$626/mo
HOA
$83/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
68,634 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Auto Cleaner, Gunite, Lighting, Screen Enclosure
Days on Market
31
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
L Dining
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Window Treatments
Lighting
Permeable Paving
Rain Gutters
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Gas Water Heater
Indoor Grill
Microwave
Range
Range Hood
Refrigerator
Touchless Faucet
Washer
Elementary
Central Ridge Elementary School
Middle
Citrus Springs Middle School
High
Lecanto High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,509
Parcel #
19E-18S-17-0010-000J0-0220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fairview Estates
County
Citrus
MLS Area
34442 - Hernando
Lot Size
68,634 sqft
In CountyLandscapedPaved
HOA
$83/yr
amber Spurgeon

Price history

Date
Event
Price
9/9/2026
Listed for sale
Source: Stellar MLS #OM731972
$825,000
$202/sqft

Neighborhood

3952 N Baywood Dr
Hernando, FL, 34442 · 34442 - Hernando

Market insights

Offer Insights

Choose an offer strength

List price: $825,000
$790,000 – $825,000
95.8% – 100% of listTops out right at the list price
80% of listList price
52 of the last 103 home closings in 34442 landed at this number or higher (50%). The median one sat 40 days before it went under contract, and this one is on day 31.

Sample: 103 closed home sales in 34442 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,348/mo
Principal & interest$4,303
Property taxes$626
Insurance$413
HOA$7
Down payment20% · $165,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$825,000

$202 per sq ft

Beds and baths

3 beds, 4 baths

Size

4,082 sq ft

Time on market

31 days

Year built

2001

Monthly payment

About $5,348/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,509 annual tax bill, insurance, and the $83/yr HOA fee.

HOA fee

$83/yr

Managed by amber Spurgeon.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byAT HOME REALTYListing agent: Becky NormanListing data from Stellar MLS, MLS# OM731972.

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