9429 SW 98th Ter, photo 1
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Overview

3 bd3 ba2,486 sqft2 car garageSingle Family
TypeSingle Family
HOA$493.63/mo
Built2015
Lot10,952 sqft
Living area2,486 sqft
Price / sqft$161
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Stone CountersThermostatBuyer Approval RequiredClubhouseCommunity MailboxDeed RestrictionsDog Park

9429 SW 98th Ter is a 2015-built home in On Top Of The World, Ocala. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,486 square feet of living space. Listed at $399,900 (about $161/sqft), 22 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.63 monthly.

From the listing

Welcome to this beautifully maintained Windsor West (Willem/Westminster) model offering 3 bedrooms, 2.5 bathrooms and a 2-car garage. The former second primary suite has been transformed into a spacious recreation room featuring a wet bar and convenient half bath, perfect for entertaining. Interior highlights include rounded corners and tile flooring throughout with no carpet. The kitchen features a center island, stone countertops and stainless-steel appliances. The primary suite includes a Roman-style walk-in shower with an open, glass-free design. Relax on the covered porch, enclosed with glass and equipped with two doors for easy access. Best of all, the home backs directly to the golf course, providing attractive views from the rear of the property.

The essentials

Built
2015
Price / sqft
$161
On market
29 days
Annual tax
$4,279
HOA
$493.63/mo
Flood zone
X · Low risk
Lot
10,952 sqft
Type
Single Family Residence

At a glance

Single family
Built 2015
Community pool
Fitness center too
2 car garage
Driveway
0.25 acres
Lot size
2,486 sqft
Living area

Payment

Est. monthly payment
$3,136/mo
Down payment (20%)
$79,980
Property taxes
$357/mo
HOA
$493.63/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2015
Lot
10,952 sqft
Cooling
Central Air
Heating
Natural Gas
Parking
Driveway
Days on Market
29
Ceiling Fans(s)
Stone Counters
Thermostat
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf
Pool
Restaurant
Tennis Court(s)
Dishwasher
Microwave
Range
Refrigerator
Tankless Water Heater
Water Softener
Flood Zone X
Annual Tax (2025)
$4,279
Parcel #
3530-2900239

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Marion
MLS Area
34481 - Ocala
Lot Size
10,952 sqft
Paved
HOA
$493.63/mo
Lori Sands

Price history

Date
Event
Price
9/10/2026
Listed for sale
Source: Stellar MLS #OM732065
$399,900
$161/sqft

Neighborhood

9429 SW 98th Ter
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $399,900
$392,500 – $399,900
97.9% – 100% of listTops out right at the list price
80% of listList price
256 of the last 510 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 29.

Sample: 510 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,136/mo
Principal & interest$2,086
Property taxes$357
Insurance$200
HOA$494
Down payment20% · $79,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,900

$161 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,486 sq ft

Time on market

29 days

Year built

2015

Monthly payment

About $3,136/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,279 annual tax bill, insurance, and the $493.63/mo HOA fee.

HOA fee

$493.63/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byON TOP OF THE WORLD REAL ESTListing agent: Shelby CorreiaListing data from Stellar MLS, MLS# OM732065.

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