8850 SW 97th St #C, photo 1
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Overview

2 bd2 ba1,341 sqft1 car garageVilla
TypeVilla
HOA$493.63/mo
Built1986
Lot1,968 sqft
Living area1,341 sqft
Price / sqft$101
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Attic VentilatorCeiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboPrimary Bedroom Main FloorWalk-in Closet(s)Window TreatmentsSprinkler Metered

8850 SW 97th St #C is a 1986-built home in On Top Of The World, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,341 square feet of living space. Listed at $135,950 (about $101/sqft), 25 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.63 monthly.

From the listing

** NEW PRICE! SELLER SAYS "LET'S MAKE A DEAL" - BRING ALL OFFERS! This charming EXPANDED Philadelphian villa is located in the Friendship Colony neighborhood of On Top of the World, a premier 55+ gated golf community designed to offer an active and comfortable lifestyle. Roof 2018 & HVAC 2016. Nestled on a peaceful, tree-lined street, the villa boasts green space in both the front and back, along with an extra-long driveway that accommodates both a car and a golf cart. Inside, you’ll find two spacious bedrooms and two full baths, including a private primary suite with a large walk-in closet and an updated en suite bath featuring a step-in shower for added convenience and comfort. The home features a bright eat-in kitchen that leads to a 1.5 car garage where the laundry is conveniently located. The spacious living and dining room area displays beautiful hardwood floors and a cozy wood-burning fireplace, perfect for relaxing. A finished Florida room, screened lanai, and covered patio create ideal spots to enjoy morning coffee, casual meals, or entertaining amidst the serene green surroundings. Centrally positioned within the community, this villa offers easy access to On Top of the World’s many amenities. These include four swimming pools (three outdoor (THE SUMMIT IS BRAND NEW) and one indoor), two modern fitness centers, and a wide variety of recreational activities such as pickleball, tennis, archery, bocce ball, shuffleboard, billiards, and more. Over 175 clubs and social groups help residents stay engaged and connected, while additional facilities like a woodworking shop, library, archery range, and remote-control flying field offer unique hobbies and interests. The monthly HOA fee covers basic cable, exterior maintenance, roof repairs, irrigation, landscaping, trash and recycling, insurance, and round-the-clock monitored gates for peace of mind. Conveniently located just 20 minutes from the World Equestrian Center, with easy access to cruise ports, airports, shopping centers, and Orlando’s vibrant entertainment options, this villa offers a blend of comfort, convenience, and community for those seeking the best in 55+ living. Priced to sell by motivated owner!

The essentials

Built
1986
Price / sqft
$101
On market
26 days
Annual tax
$643
HOA
$493.63/mo
Flood zone
X · Low risk
Lot
1,968 sqft
Type
Villa

At a glance

Villa
Built 1986
Community pool
Fitness center too
1 car garage
Driveway
1,968 sqft lot
Lot size
1,341 sqft
Living area

Payment

Est. monthly payment
$1,324/mo
Down payment (20%)
$27,190
Property taxes
$54/mo
HOA
$493.63/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1986
Lot
1,968 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Driveway, Garage Door Opener, Off Street
Days on Market
26
Attic Ventilator
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Walk-in Closet(s)
Window Treatments
Sprinkler Metered
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Park
Playground
Pool
Racquetball
Restaurant
Special Community Restrictions
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$643
Parcel #
3530-2012-03

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Marion
MLS Area
34481 - Ocala
Lot Size
1,968 sqft
LandscapedLevelNear Golf CoursePaved
HOA
$493.63/mo
Lori Sands

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #OM732115
$135,950-6.2%
$101/sqft
9/13/2026
Listed for sale
Source: Stellar MLS #OM732115
$145,000
$108/sqft

Neighborhood

8850 SW 97th St #C
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $135,950
$130,000 – $135,950
95.8% – 100% of listTops out right at the list price
80% of listList price
44 of the last 86 townhouse or villa closings in 34481 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 26 after a $9,050 cut.

Sample: 86 closed townhouse or villa sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,324/mo
Principal & interest$709
Property taxes$54
Insurance$68
HOA$494
Down payment20% · $27,190
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$135,950

$101 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,341 sq ft

Time on market

26 days

Year built

1986

Monthly payment

About $1,324/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $643 annual tax bill, insurance, and the $493.63/mo HOA fee.

HOA fee

$493.63/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX FOXFIRE - HWY200/103 SListing agent: Patti DotyListing data from Stellar MLS, MLS# OM732115.

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