Overview
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About this home
10448 SW 85th CT is a 2006-built home in Oak Trace, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,187 square feet of living space. Listed at $154,900 (about $130/sqft), 8 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $189 monthly.
Enjoy easy Florida living in Oak Trace Villas, a gated community in Southwest Ocala. This beautifully maintained, move-in-ready villa pairs inviting interiors with valuable updates, including a brand-new 2026 Trane HVAC system and a brand-new roof scheduled for installation within the next few weeks. The bright, open-concept floor plan features newer luxury vinyl plank flooring throughout, newer stainless-steel appliances, and an included washer and dryer. An enclosed patio adds flexible living space, perfect for morning coffee, entertaining, hobbies, or a home office. Maintained exterior areas and access to the community pool make it easy to spend more time enjoying your surroundings. Conveniently located near State Road 200, the villa is just minutes from shopping, dining, medical facilities, golf courses, and everyday services. The World Equestrian Center, Santos Trailhead, and Rainbow Springs State Park are also within driving distance. Whether you’re looking for a primary residence, seasonal retreat, or second home, this inviting villa offers comfort, convenience, and low-maintenance living in a desirable Southwest Ocala location. Schedule your private showing today!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Sample: 86 closed townhouse or villa sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$154,900
$130 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,187 sq ft
Time on market
27 days
Year built
2006
Monthly payment
About $1,305/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,762 annual tax bill, insurance, and the $189/mo HOA fee.
HOA fee
$189/mo
Managed by Carol Chiepæ.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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