3980 SE 4th Ter, photo 1
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Overview

3 bd2 ba1,844 sqft2 car garageSingle Family
TypeSingle Family
HOA$502/qtr
Built2022
Lot10,890 sqft
Living area1,844 sqft
Price / sqft$230
Garage2 car

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Saturday, Oct 10 · 2:00 PM to 4:00 PM

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart Home

3980 SE 4th Ter is a 2022-built home in Bellechase Villas, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,844 square feet of living space. Listed at $425,000 (about $230/sqft), 17 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $502 quarterly.

From the listing

Welcome home to Bellechase, one of Ocala’s most inviting gated communities, known for its beautiful landscaping, peaceful surroundings and walking paths throughout. This thoughtfully designed home offers 3 bedrooms, 2 baths and an open, easy-flowing floor plan that feels just as comfortable for everyday living as it does for entertaining. The kitchen is the heart of the home, with quartz countertops, a large island, gas cooktop, deep sink, generous cabinetry and a walk-in pantry. Additional wire shelving has been added throughout every closet, including the pantry, giving you even more storage. Just off the kitchen, a built-in beverage center adds a fun and functional touch for hosting family and friends. The living area opens through sliding doors to a covered and screened patio, creating the perfect spot for morning coffee, quiet evenings or enjoying Florida’s beautiful weather. The owner’s suite is tucked privately at the rear of the home and features a tray ceiling, spacious bath with double sinks and an oversized walk-in shower, plus a large walk-in closet. Two additional bedrooms and a shared bath are located toward the front of the home, offering a comfortable separation of space. Thoughtful details throughout include a convenient drop zone off the garage, tile flooring, cabinets above the washer and dryer, a new garbage disposal, tankless water heater, keyless entry, video doorbell, and brick paver driveway and patio. Situated on a beautifully landscaped corner lot, this home offers the combination buyers are looking for - comfortable living, smart storage, inviting outdoor space and a wonderful Bellechase location.

The essentials

Built
2022
Price / sqft
$230
On market
24 days
Annual tax
$3,713
HOA
$502/qtr
Flood zone
X · Low risk
Lot
10,890 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
Driveway
0.25 acres
Lot size
1,844 sqft
Living area

Payment

Est. monthly payment
$2,906/mo
Down payment (20%)
$85,000
Property taxes
$309/mo
HOA
$502/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
10,890 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Driveway
Days on Market
24
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Split Bedroom
Thermostat
Tray Ceiling(s)
Private Mailbox
Deed Restrictions
Gated Community - Guard
Bar Fridge
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Gas Water Heater
Range Hood
Refrigerator
Washer
Elementary
Shady Hill Elementary School
Middle
Osceola Middle School
High
Belleview High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,713
Parcel #
30598-03-069

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bellechase Villas
County
Marion
MLS Area
34480 - Ocala
Lot Size
10,890 sqft
Corner LotLandscapedSidewalk
HOA
$502/qtr
Stephanie Mallory

Price history

Date
Event
Price
9/15/2026
Listed for sale
Source: Stellar MLS #OM732211
$425,000
$230/sqft

Neighborhood

3980 SE 4th Ter
Ocala, FL, 34480 · 34480 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $425,000
$422,500 – $425,000
99.3% – 100% of listTops out right at the list price
80% of listList price
92 of the last 182 home closings in 34480 landed at this number or higher (51%). The median one sat 49 days before it went under contract, and this one is on day 24.

Sample: 182 closed home sales in 34480 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,906/mo
Principal & interest$2,217
Property taxes$309
Insurance$213
HOA$167
Down payment20% · $85,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$425,000

$230 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,844 sq ft

Time on market

24 days

Year built

2022

Monthly payment

About $2,906/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,713 annual tax bill, insurance, and the $502/qtr HOA fee.

HOA fee

$502/qtr

Managed by Stephanie Mallory.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered bySELLSTATE NEXT GENERATION REALTYListing agent: Shannon HudgeListing data from Stellar MLS, MLS# OM732211.

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