11411 SW 138th Ln, photo 1
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Overview

3 bd2 ba1,974 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1999
Lot8,712 sqft
Living area1,974 sqft
Price / sqft$134
Garage2 car

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Open house

Sunday, Oct 11 · 5:00 PM to 7:00 PM

About this home

Ceiling Fans(s)Open FloorplanStone CountersThermostatPrivate MailboxSidewalkBuyer Approval RequiredClubhouse

11411 SW 138th Ln is a 1999-built home in Spruce Crk Preserve 04, Dunnellon. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,974 square feet of living space. Listed at $264,000 (about $134/sqft), 21 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

One of a kind within the active, gated 55+ community of Spruce Creek Preserve! This nearly 2,000 sq ft 3-bedroom, 2-bath home is loaded with custom touches and thoughtful updates, including plantation shutters, upgraded tile throughout, gorgeous granite countertops, and stainless steel appliances. Rest comfortably under a 2020 roof and 2018 HVAC system, both with recent inspections and service. Beyond the updates, this home has a warm and welcoming feel from the moment you step inside. Two living areas provide plenty of room to spread out or entertain, while the bar-top kitchen counter and open dining area make hosting easy. Enjoy quiet Florida mornings from the enclosed, screened back patio under roof, complete with vinyl windows, ceiling fans, and a small fenced area just outside. The split floor plan offers added privacy, while the spacious owner’s suite features dual walk-in closets, dual sinks, a separate shower, and soaking tub. Fresh landscaping and a full irrigation system with timer make exterior maintenance easy. The home has been checked, serviced, and prepped for its next owners. Spruce Creek Preserve offers a clubhouse, swimming pool, fitness center, pickleball, trails, numerous clubs and activities, additional storage options, and a public golf course running through the community—all conveniently located between the amenities of Ocala and the natural beauty of Dunnellon and Florida’s Nature Coast.

The essentials

Built
1999
Price / sqft
$134
On market
23 days
Annual tax
$3,244
Flood zone
X · Low risk
Lot
8,712 sqft
Type
Single Family Residence

At a glance

Single family
Built 1999
Community pool
Fitness center too
2 car garage
8,712 sqft lot
Lot size
1,974 sqft
Living area

Payment

Est. monthly payment
$1,779/mo
Down payment (20%)
$52,800
Property taxes
$270/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1999
Lot
8,712 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
23
Ceiling Fans(s)
Open Floorplan
Stone Counters
Thermostat
Private Mailbox
Sidewalk
Buyer Approval Required
Clubhouse
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Racquetball
Tennis Court(s)
Convection Oven
Dishwasher
Microwave
Refrigerator
Elementary
Horizon Academy/Mar Oaks
Middle
Dunnellon Middle School
High
Dunnellon High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$3,244
Parcel #
4076-308-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Crk Preserve 04
County
Marion
MLS Area
34432 - Dunnellon
Lot Size
8,712 sqft
ClearedPaved

Price history

Date
Event
Price
9/16/2026
Listed for sale
Source: Stellar MLS #OM732379
$264,000
$134/sqft

Neighborhood

11411 SW 138th Ln
Dunnellon, FL, 34432 · 34432 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $264,000
$260,000 – $264,000
98.9% – 100% of listTops out right at the list price
80% of listList price
162 of the last 323 home closings in 34432 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 23.

Sample: 323 closed home sales in 34432 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,779/mo
Principal & interest$1,377
Property taxes$270
Insurance$132
Down payment20% · $52,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$264,000

$134 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,974 sq ft

Time on market

23 days

Year built

1999

Monthly payment

About $1,779/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,244 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byLPT REALTY, LLCListing agent: Michael Buteau Jr, PAListing data from Stellar MLS, MLS# OM732379.

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