Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- RAINBOW LAKES ESTATES SEC A
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
20452 SW Cardinal Ave is a 2026-built home in Rainbow Lakes Estates Sec A, Dunnellon. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,683 square feet of living space. Listed at $299,900 (about $178/sqft), 22 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Welcome home to this beautifully appointed 4-bedroom, 2-bath block and stucco home situated on a spacious ONE-ACRE homesite! Offering approximately 1,680 sq. ft. under air, this thoughtfully designed home features an open-concept layout with high ceilings and a desirable split-bedroom floor plan. Enjoy porcelain tile flooring throughout, ceiling fans, upgraded cabinetry, stone countertops and vanities, and a stainless steel appliance package. The spacious primary suite features a beautifully finished bath with dual sinks, a tiled tub/shower surround, a large walk-in shower, and a private water closet. The attached 2-car garage and the garage floor has a durable epoxy finish for a clean, polished look, plus an automatic garage door opener. With quality finishes, modern style, plenty of living space, and a full acre to enjoy, this home offers the perfect combination of comfort, functionality, and room to spread out!
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 251 closed home sales in 34431 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$299,900
$178 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,683 sq ft
Time on market
22 days
Year built
2026
Monthly payment
About $1,737/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $276 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.
