22 Locust Terrace Pl, photo 1
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Overview

3 bd2 ba1,232 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot10,000 sqft
Living area1,232 sqft
Price / sqft$178
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SILVER SPRINGS SHORES UNIT 51
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanSplit BedroomStone CountersThermostatWalk-in Closet(s)Dishwasher

22 Locust Terrace Pl is a 2026-built home in Silver Springs Shores Unit 51, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,232 square feet of living space. Listed at $219,000 (about $178/sqft), 4 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

BRAND-NEW CONSTRUCTION! Welcome to 22 Locust Terrace Pl, Ocala, FL, a beautifully finished 3-bedroom, 2-bath home offering 1,232 sq. ft. under air and an attached 1-car garage. Step inside to a bright, modern interior featuring porcelain tile flooring throughout, granite kitchen countertops, granite bathroom vanities, ceiling fans, and an automatic garage door opener. The thoughtfully designed floor plan provides comfortable, easy-care living with attractive finishes throughout and the garage floor has a durable epoxy finish for a clean, polished look. Enjoy the peace of mind and convenience of a brand-new, move-in-ready home at an affordable price point. Conveniently located near shopping, dining, schools, medical facilities, and everything the Ocala area has to Schedule your showing today and come see this beautiful new home!

The essentials

Built
2026
Price / sqft
$178
On market
13 days
Annual tax
$240
Flood zone
X · Low risk
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
1 car garage
Driveway
10,000 sqft lot
Lot size
1,232 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$1,272/mo
Down payment (20%)
$43,800
Property taxes
$20/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,000 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Driveway
Days on Market
13
Ceiling Fans(s)
High Ceilings
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2026)
$240
Parcel #
9051-1600-20

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Springs Shores Unit 51
County
Marion
MLS Area
34472 - Ocala
Lot Size
10,000 sqft
Cleared

Price history

Date
Event
Price
9/26/2026
Listed for sale
Source: Stellar MLS #OM732923
$219,000
$178/sqft

Neighborhood

22 Locust Terrace Pl
Ocala, FL, 34472 · 34472 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $219,000
$219,000
99.5% – 100% of listTops out right at the list price
80% of listList price
221 of the last 352 home closings in 34472 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 13.

Sample: 352 closed home sales in 34472 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,272/mo
Principal & interest$1,142
Property taxes$20
Insurance$110
Down payment20% · $43,800
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$219,000

$178 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,232 sq ft

Time on market

13 days

Year built

2026

Monthly payment

About $1,272/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $240 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byOCALA HOMES AND FARMSListing agent: Joyce ThompsonListing data from Stellar MLS, MLS# OM732923.

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