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Overview

3 bd2 ba1,380 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot13,520 sqft
Living area1,380 sqft
Price / sqft$176
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SILVER SPRINGS SHORES UNIT 34
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

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11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanSplit BedroomStone CountersThermostatWalk-in Closet(s)Dishwasher

32 Locust Drive CT is a 2026-built home in Silver Springs Shores Unit 34, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,380 square feet of living space. Listed at $242,900 (about $176/sqft), 9 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome home! This beautifully finished 3-bedroom, 2-bath block construction home offers a spacious, functional floor plan with a 2-car garage and thoughtful upgrades throughout. The kitchen features stone countertops, soft-close cabinetry, stainless-steel appliances including refrigerator, range, dishwasher and microwave, plus a versatile center island perfect for meal prep, entertaining or casual dining. Enjoy tile flooring throughout, ceiling fans and an energy-efficient heat pump HVAC system. The primary suite offers a double-sink vanity, walk-in shower, and generous walk-in closet. The guest bathroom includes a tub for added convenience. With its attractive finishes, low-maintenance design and move-in-ready condition, this home is an excellent choice for a primary residence, seasonal home or investment property. Schedule your private showing today!

The essentials

Built
2026
Price / sqft
$176
On market
13 days
Annual tax
$226
Flood zone
X · Low risk
Lot
13,520 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
Driveway
0.31 acres
Lot size
1,380 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$1,407/mo
Down payment (20%)
$48,580
Property taxes
$19/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
13,520 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Driveway
Days on Market
13
Ceiling Fans(s)
High Ceilings
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2026)
$226
Parcel #
9034-1062-11

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Springs Shores Unit 34
County
Marion
MLS Area
34472 - Ocala
Lot Size
13,520 sqft
ClearedCorner Lot

Price history

Date
Event
Price
9/26/2026
Listed for sale
Source: Stellar MLS #OM732925
$242,900
$176/sqft

Neighborhood

32 Locust Drive CT
Ocala, FL, 34472 · 34472 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $242,900
$242,900
99.5% – 100% of listTops out right at the list price
80% of listList price
221 of the last 352 home closings in 34472 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 13.

Sample: 352 closed home sales in 34472 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,407/mo
Principal & interest$1,267
Property taxes$19
Insurance$121
Down payment20% · $48,580
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$242,900

$176 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,380 sq ft

Time on market

13 days

Year built

2026

Monthly payment

About $1,407/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $226 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byOCALA HOMES AND FARMSListing agent: Joyce ThompsonListing data from Stellar MLS, MLS# OM732925.

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