4270 Oak Terrace Cir, photo 1
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Overview

0 baLand
TypeLand
HOA$150/mo
Lot5,300 sqft

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About this home

4270 Oak Terrace Cir is a home in Tree Tops At Ranger Point, Port Charlotte. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $150 monthly.

From the listing

Build your Florida dream home on this 0.12-acre residential lot in the Tree Tops at Ranger Point community in Port Charlotte. Situated on a 50x106 lot with low-density RSF5 zoning, this 5,300 sq. ft. property offers a perfect canvas for homeowners, builders, or investors looking to capitalise on Southwest Florida's booming market. Enjoy the freedom of no HOA fees or restrictions, combined with quick access to local schools, shopping, dining, parks, and world-class Gulf Coast beaches. Outstanding privacy and potential in one of the region's most sought-after communities!

The essentials

On market
17 days
Annual tax
$410
HOA
$150/mo
Flood zone
AE
Lot
5,300 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$244/mo
Down payment (20%)
$2,100
Property taxes
$34/mo
HOA
$150/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
5,300 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
17
Flood Zone AE
Annual Tax (2025)
$410
Parcel #
402128180020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tree Tops At Ranger Point
County
Charlotte
MLS Area
33953 - Port Charlotte
Lot Size
5,300 sqft
HOA
$150/mo
Palmer Property Management

Price history

Date
Event
Price
9/22/2026
Listed for sale
Source: Stellar MLS #OM732970
$10,500

Neighborhood

4270 Oak Terrace Cir
Port Charlotte, FL, 33953 · 33953 - Port Charlotte

Calculator

Est. monthly payment
$244/mo
Principal & interest$55
Property taxes$34
Insurance$5
HOA$150
Down payment20% · $2,100
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$10,500

Time on market

17 days

Monthly payment

About $244/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $410 annual tax bill, insurance, and the $150/mo HOA fee.

HOA fee

$150/mo

Managed by Palmer Property Management.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byASHLAR REALTYListing agent: Joshua SmithListing data from Stellar MLS, MLS# OM732970.

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