5890 SW 128th Terrace Rd, photo 1
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Overview

3 bd2 ba1,527 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2025
Lot50,530 sqft
Living area1,527 sqft
Price / sqft$216
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanSplit BedroomStone CountersThermostatWalk-in Closet(s)DishwasherDryerElectric Water Heater

5890 SW 128th Terrace Rd is a 2025-built home in Rolling Hills Un 04, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,527 square feet of living space. Listed at $329,999 (about $216/sqft), 4 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Priced to sell and positioned competitively in today’s market. Built in 2025 and situated on 1.16 acres in Rolling Hills with no HOA and no designated flood zone, this 3 bedroom, 2 bath home offers newer construction, privacy, and room to spread out in a peaceful setting. A long curved driveway leads to the home, which is surrounded by mature trees and a spacious yard. Inside, the open floor plan connects the living room, dining area, and kitchen, creating an easy layout for everyday living. The kitchen features quartz countertops, stainless steel appliances, white cabinetry, a large island with seating, and plenty of workspace and storage. Ceramic tile runs throughout the home for a clean, low maintenance finish. The split bedroom layout gives the primary suite added privacy, with a walk in closet and spacious bath featuring a large walk in shower. The secondary bedrooms and guest bath are located on the opposite side of the home. The garage has been upgraded with additional ceiling insulation, garage door insulation and a mini split system, giving you a comfortable space for a workshop, home gym, hobbies, or climate controlled storage. A water softener and whole home filtration system are also already in place. Out back, a covered screened porch overlooks the wooded yard and gives you a quiet spot to relax. With more than an acre, there is still plenty of room for a future shop, pool, pets, toys, or additional outdoor space. The property is located on a limerock road approximately one block from paved access, offering a quieter country setting without a long drive on an unpaved road. You are also conveniently located near the World Equestrian Center, I-75, Rainbow Springs, shopping, dining, and outdoor recreation.

The essentials

Built
2025
Price / sqft
$216
On market
10 days
Annual tax
$3,672
Flood zone
X · Low risk
Lot
50,530 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
2 car garage
1.16 acres
Lot size
1,527 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$2,192/mo
Down payment (20%)
$66,000
Property taxes
$306/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
50,530 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
10
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,672
Parcel #
3494-125-111

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rolling Hills Un 04
County
Marion
MLS Area
34481 - Ocala
Lot Size
50,530 sqft

Price history

Date
Event
Price
9/29/2026
Listed for sale
Source: Stellar MLS #OM732973
$329,999
$216/sqft

Neighborhood

5890 SW 128th Terrace Rd
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $329,999
$322,500 – $329,999
97.9% – 100% of listTops out right at the list price
80% of listList price
256 of the last 510 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 10.

Sample: 510 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,192/mo
Principal & interest$1,721
Property taxes$306
Insurance$165
Down payment20% · $66,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$329,999

$216 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,527 sq ft

Time on market

10 days

Year built

2025

Monthly payment

About $2,192/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,672 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Kelly LaFaveListing data from Stellar MLS, MLS# OM732973.

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