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Overview

3 bd4 ba2,809 sqft3 car garageSingle Family
TypeSingle Family
HOA$320.31/mo
Built2024
Lot8,712 sqft
Living area2,809 sqft
Price / sqft$205
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsIN Wall Pest SystemKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostat

6046 SW 86th Cir is a 2024-built home in Stone Creek, Ocala. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,809 square feet of living space. Listed at $574,850 (about $205/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $320.31 monthly.

From the listing

Skip the construction timeline and step right into this spacious Renown model featuring 3 bedrooms, 3.5 baths, and a Flex room, set on a premium lot within the 55+ Stone Creek Golf community known for its resort-style amenities. Inviting outdoor spaces overlook peaceful greenspace, creating a relaxing backdrop for everyday living and entertaining. Manicured landscaping with stamped concrete curbing and a glass-inset front door enhance the home’s refined curb appeal. Inside, the light and bright open-concept design features upgrades throughout highlighted by lofty 10’ ceilings, a neutral color palette, recessed LED downlighting, and professionally sealed tile flooring and remote-controlled ceiling fans throughout. The chef’s kitchen offers soft-close cabinetry with top and bottom pullouts, granite countertops, upgraded stainless steel built-in appliances with a vented cooktop, and a spacious walk-in pantry. An oversized island overlooking the gathering room adds valuable prep space and bar-height seating accented by elegant pendant lighting. Glass sliders extend the living space outdoors, opening to the screened-in lanai and the paver-lined outdoor patio ready for barbeques. This inviting outdoor retreat offers ample space to relax or entertain throughout the year, all enhanced by peaceful greenspace views that add privacy and a sense of serenity. The Owner’s Suite features serene greenspace views, a large walk-in closet, and an additional walk-through closet connecting directly to the laundry room. The spa-like en suite bath includes a quartz-topped double vanity, walk-in tile shower with decorative glass inlay, seating ledge, transom window, and a private water closet. Two guest bedrooms each offer a private bath and walk-in closet, and an easily accessible hallway half bath adds convenience for visitors. The extended three-car garage provides space for a golf cart or hobby area and includes a utility sink and pre-plumbing for a whole-home water softener. Additional extras include built-in electrical outlets in the home’s soffits for effortless outdoor decorating, a Smart Home technology package for added peace of mind, and HOA-provided TV and Internet for everyday value. Move in today and embrace the exceptional lifestyle of this vibrant community, featuring a 24/7 staffed gated entrance for security and peace of mind. Luxury-inspired amenities include heated pools, a state-of-the-art fitness center, a spa, and relaxing hot tubs and saunas. Stay active with pickleball, bocce, tennis, and a softball field, while a dedicated lifestyle staff curates entertainment, activities, and special events. This master-planned community also offers a golf course, pro shop, and inviting on-site restaurant, creating effortless opportunities to relax, connect, and enjoy the Florida lifestyle.

The essentials

Built
2024
Price / sqft
$205
On market
7 days
Annual tax
$8,138
HOA
$320.31/mo
Flood zone
X · Low risk
Lot
8,712 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Community pool
Fitness center too
3 car garage
Garage Door Opener
8,712 sqft lot
Lot size
2,809 sqft
Living area

Payment

Est. monthly payment
$4,284/mo
Down payment (20%)
$114,970
Property taxes
$678/mo
HOA
$320.31/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
8,712 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Garage Door Opener, Golf Cart Garage, Off Street
Days on Market
7
Ceiling Fans(s)
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Rain Gutters
Sidewalk
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Sidewalks
Special Community Restrictions
Tennis Court(s)
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$8,138
Parcel #
3489-191-146

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Stone Creek
County
Marion
MLS Area
34481 - Ocala
Lot Size
8,712 sqft
ClearedLandscapedLevelOversized LotPavedPrivate
HOA
$320.31/mo
FS Residential

Price history

Date
Event
Price
10/2/2026
Listed for sale
Source: Stellar MLS #OM733071
$574,850
$205/sqft

Neighborhood

6046 SW 86th Cir
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $574,850
$565,000 – $574,850
97.9% – 100% of listTops out right at the list price
80% of listList price
256 of the last 510 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 7.

Sample: 510 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,284/mo
Principal & interest$2,998
Property taxes$678
Insurance$287
HOA$320
Down payment20% · $114,970
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$574,850

$205 per sq ft

Beds and baths

3 beds, 4 baths

Size

2,809 sq ft

Time on market

7 days

Year built

2024

Monthly payment

About $4,284/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,138 annual tax bill, insurance, and the $320.31/mo HOA fee.

HOA fee

$320.31/mo

Managed by FS Residential.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREAL BROKER LLC - OCALAListing agent: Anthony AlfaroneListing data from Stellar MLS, MLS# OM733071.

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