8516 SE 137th Loop, photo 1
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Overview

2 bd2 ba1,296 sqft2 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built1998
Lot7,841 sqft
Living area1,296 sqft
Price / sqft$184
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanSplit BedroomStone CountersThermostatWalk-in Closet(s)Private Mailbox

8516 SE 137th Loop is a 1998-built home in Spruce Creek Gc, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,296 square feet of living space. Listed at $239,000 (about $184/sqft), 0 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

This spacious 2-bedroom, 2-bathroom Chestnut model sits on a corner lot along a quiet loop. Enjoy morning coffee on the 22-foot front porch or unwind in the private enclosed lanai, which features vinyl windows, vertical shades, and indoor/outdoor carpeting. The open, split-bedroom floor plan includes professionally painted kitchen cabinetry, quartz countertops, a large breakfast-bar island with storage, stainless steel appliances installed in 2021, ambient lighting, and recent paint updates. Vaulted ceilings enhance the living room, dining area, and kitchen, while ceiling fans provide comfort throughout. Porcelain tile runs through the main living areas, and new water-resistant laminate flooring was installed in the bedrooms and both walk-in closets in 2024. The interior laundry area includes upper cabinets for added storage. The two-car garage offers sliding privacy screens, a utility sink, keyless entry, a side service door, and a workbench. Additional upgrades include replacement windows (2018), an HVAC system with humidistat (2012), architectural shingles (2013), and a water heater (2020). Located in the tree-canopied Del Webb Spruce Creek Golf & Country Club, this gated 55+ community offers outstanding amenities, including four 9-hole golf courses, three pools, pickleball and tennis courts, volleyball, shuffleboard, bocce ball, basketball courts, horseshoes, a softball field, Liberty Grille Restaurant, and more than 70 clubs. Conveniently located north of The Villages and south of Ocala, the home is close to fine dining, shopping, and entertainment. With an acceptable offer, the seller will provide a one-year Broward Factory Home Warranty.

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The essentials

Built
1998
Price / sqft
$184
On market
8 days
Annual tax
$2,302
HOA
$214/mo
Flood zone
X · Low risk
Lot
7,841 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Community pool
Fitness center too
2 car garage
Garage Door Opener
7,841 sqft lot
Lot size
1,296 sqft
Living area

Payment

Est. monthly payment
$1,771/mo
Down payment (20%)
$47,800
Property taxes
$192/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
7,841 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Garage Door Opener
Days on Market
8
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Private Mailbox
Rain Gutters
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Handicap Modified
No Truck/Rv/Motorcycle Parking
Pool
Restaurant
Sidewalks
Special Community Restrictions
Tennis Court(s)
Wheelchair Access
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,302
Parcel #
6102-039-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Gc
County
Marion
MLS Area
34491 - Summerfield
Lot Size
7,841 sqft
Corner LotPaved
HOA
$214/mo
Nicole Arias

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #OM733227
$239,000
$184/sqft

Neighborhood

8516 SE 137th Loop
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $239,000
$235,000 – $239,000
98.1% – 100% of listTops out right at the list price
80% of listList price
172 of the last 343 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 8.

Sample: 343 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,772/mo
Principal & interest$1,246
Property taxes$192
Insurance$120
HOA$214
Down payment20% · $47,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$239,000

$184 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,296 sq ft

Time on market

8 days

Year built

1998

Monthly payment

About $1,771/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,302 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Nicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX PREMIER REALTY LADY LKListing agent: Jaylene SheldonListing data from Stellar MLS, MLS# OM733227.

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