13425 SE 86th Cir, photo 1
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Overview

3 bd2 ba1,720 sqft2 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built2004
Lot6,098 sqft
Living area1,720 sqft
Price / sqft$172
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboPrimary Bedroom Main FloorWindow TreatmentsPrivate MailboxRain GuttersDishwasherDryer

13425 SE 86th Cir is a 2004-built home in Spruce Creek Gc, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,720 square feet of living space. Listed at $295,000 (about $172/sqft), 2 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

A very nice ELKRIDGE by the original owner. 3 Bedrooms 2 Baths. Laminate flooring in main area with carpet in bedrooms.Custom window cornices. ROOF 2014 - HVAC 2022 . 28'x10' carpeted Lanai. Plantation Shutters. AWARD-WINNING Del Webb Spruce Creek Golf & Country Club is a GATED, 3,250 home, +55 Community with over 70 clubs, 3 pools, 3 spas, a Clubhouse, a Fitness Center, Bocce Ball, Shuffleboard, 12 Pickle ball Courts, 7 Tennis Courts, Sand Volleyball, Water Volleyball, Lake Vista Gazebo, Pavilions, Walking Paths and so much more! Come see this beautiful community with a GORGEOUS Tree Canopy on the Boulevard and its Restaurant, Liberty Grille. Come, enjoy the four (4) 9-hole Golf Courses today and begin living your BEST LIFE! Land, Sit

The essentials

Built
2004
Price / sqft
$172
On market
2 days
Annual tax
$2,185
HOA
$214/mo
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
2 car garage
6,098 sqft lot
Lot size
1,720 sqft
Living area

Payment

Est. monthly payment
$2,083/mo
Down payment (20%)
$59,000
Property taxes
$182/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
6,098 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
2
Ceiling Fans(s)
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Window Treatments
Private Mailbox
Rain Gutters
Dishwasher
Dryer
Homestead exemption on file Flood Zone x
Annual Tax (2025)
$2,185
Parcel #
6126-114-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Gc
County
Marion
MLS Area
34491 - Summerfield
Lot Size
6,098 sqft
HOA
$214/mo
Nicole Arias Leland Management

Price history

Date
Event
Price
10/8/2026
Listed for sale
Source: Stellar MLS #OM733657
$295,000
$172/sqft

Neighborhood

13425 SE 86th Cir
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $295,000
$290,000 – $295,000
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 2.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,082/mo
Principal & interest$1,539
Property taxes$182
Insurance$148
HOA$214
Down payment20% · $59,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$295,000

$172 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,720 sq ft

Time on market

2 days

Year built

2004

Monthly payment

About $2,083/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,185 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Nicole Arias Leland Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySELLSTATE NGR- SUMMERFIELDListing agent: Virgil KappListing data from Stellar MLS, MLS# OM733657.

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