Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- ON TOP OF THE WORLD
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$494/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
10408 SW 106th CT is a 2026-built home in On Top Of The World, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,718 square feet of living space. Listed at $425,410 (about $248/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.63 monthly.
Welcome to the Livingston model, a beautifully designed new construction home in Longleaf Ridge at On Top of the World, offering a comfortable layout with versatile spaces for everyday Florida living. This 2-bedroom, 2-bath home features a spacious great room and breakfast area, creating an inviting central gathering space for relaxing or entertaining. The flex room with French doors adds valuable versatility and can easily serve as a home office, den, hobby space, or private retreat. A convenient laundry suite provides additional functionality, while the 2-car garage with dedicated golf cart space offers plenty of room for vehicles, storage, and easy access to the community's many amenities. With its thoughtful floor plan and flexible living spaces, the Livingston is an excellent opportunity to enjoy the comfort and ease of new construction in Longleaf Ridge at On Top of the World.
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The essentials
At a glance
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 510 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$425,410
$248 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,718 sq ft
Time on market
1 day
Year built
2026
Monthly payment
About $2,958/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $398 annual tax bill, insurance, and the $493.63/mo HOA fee.
HOA fee
$493.63/mo
Managed by Lori Sands.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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