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Overview

2 bd2 ba2,142 sqft2 car garageSingle Family
TypeSingle Family
HOA$493.63/mo
Built2026
Lot13,130 sqft
Living area2,142 sqft
Price / sqft$216
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
ON TOP OF THE WORLD
Type
Single Family Residence

True monthly carry

HOA
~$494/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Stone CountersThermostatTray Ceiling(s)Walk-in Closet(s)ClubhouseDog ParkFitness CenterGolf Carts OK

10440 SW 106th CT is a 2026-built home in On Top Of The World, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 2,142 square feet of living space. Listed at $461,985 (about $216/sqft), 0 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.63 monthly.

From the listing

Welcome to the Beatrix, a beautifully designed home offering 2 bedrooms, 2 baths, and a 2-car garage with dedicated golf cart space. Situated on a desirable corner lot, this thoughtfully planned residence combines comfortable living spaces with everyday functionality and plenty of room to make the home your own. The inviting great room serves as the heart of the home, offering an open and welcoming space for relaxing, gathering, and entertaining, while the breakfast area provides a comfortable spot for casual meals and morning coffee. The versatile flex room adds valuable additional space and can easily be transformed into a home office, den, hobby room, or private retreat to suit your lifestyle. The well-designed layout also features a comfortable primary suite, a second bedroom for guests, and a convenient laundry suite designed to make everyday routines simple and efficient. With approximately 2,142 square feet and the ease of single-level living, the Beatrix offers a wonderful balance of space, comfort, and convenience. Enjoy all that On Top of the World has to offer, from an active lifestyle and exceptional amenities to a wide variety of activities, clubs, and opportunities to connect with neighbors. Whether you're enjoying a quiet morning at home, entertaining in the spacious living areas, or heading out to take advantage of the community, the Beatrix offers a beautiful setting for enjoying the Florida lifestyle.

The essentials

Built
2026
Price / sqft
$216
On market
1 day
Annual tax
$398
HOA
$493.63/mo
Flood zone
X · Low risk
Lot
13,130 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
Driveway
0.30 acres
Lot size
2,142 sqft
Living area

Payment

Est. monthly payment
$3,167/mo
Down payment (20%)
$92,397
Property taxes
$33/mo
HOA
$493.63/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
13,130 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Golf Cart Parking
Days on Market
1
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Clubhouse
Dog Park
Fitness Center
Golf Carts OK
Golf
Pool
Restaurant
Sidewalks
Tennis Court(s)
Convection Oven
Microwave
Refrigerator
Flood Zone X
Annual Tax (2025)
$398
Parcel #
3530-067-095

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Marion
MLS Area
34481 - Ocala
Lot Size
13,130 sqft
ClearedCorner LotPaved
HOA
$493.63/mo
Lori Sands

Price history

Date
Event
Price
10/8/2026
Listed for sale
Source: Stellar MLS #OM733721
$461,985
$216/sqft

Neighborhood

10440 SW 106th CT
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $461,985
$452,500 – $461,985
97.9% – 100% of listTops out right at the list price
80% of listList price
256 of the last 510 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 1.

Sample: 510 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,167/mo
Principal & interest$2,409
Property taxes$33
Insurance$231
HOA$494
Down payment20% · $92,397
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$461,985

$216 per sq ft

Beds and baths

2 beds, 2 baths

Size

2,142 sq ft

Time on market

1 day

Year built

2026

Monthly payment

About $3,167/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $398 annual tax bill, insurance, and the $493.63/mo HOA fee.

HOA fee

$493.63/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byON TOP OF THE WORLD REAL ESTListing agent: Jason TaflingerListing data from Stellar MLS, MLS# OM733721.

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