415 3rd St W, photo 1
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Overview

4 bd2 ba1,698 sqftSingle Family
TypeSingle Family
HOANone listed
Built1988
Lot14,767 sqft
Living area1,698 sqft
Price / sqft$130

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanThermostatTray Ceiling(s)Vaulted Ceiling(s)

415 3rd St W is a 1988-built home in Tropical Heights, Zolfo Springs. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,698 square feet of living space. Listed at $219,900 (about $130/sqft), 125 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Opportunity awaits in Zolfo Springs! Priced at just $219,900, this 3-bedroom, 2-bath home offers a versatile bonus room that could easily serve as a 4th bedroom, home office, playroom, or flex space. Situated on a spacious 0.339-acre lot, the property features a fully fenced backyard with plenty of room for pets, play, or outdoor entertaining. Major updates have already been completed, including a new metal roof in 2025 and an AC unit replaced in 2023. The interior has been partially refreshed with fresh paint, providing a great starting point for the next owner to make it their own. With 1,898 square feet under roof, this home offers tremendous potential for a starter home, investors, or anyone looking for a property with solid bones and room to add value. A little TLC and finishing touches will go a long way in transforming this property into something special. Don't miss your chance to own an affordable home with great potential and major recent upgrades in the heart of Zolfo Springs!

The essentials

Built
1988
Price / sqft
$130
On market
125 days
Annual tax
$3,190
Flood zone
X · Low risk
Lot
14,767 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
0.34 acres
Lot size
1,698 sqft
Living area

Payment

Est. monthly payment
$1,523/mo
Down payment (20%)
$43,980
Property taxes
$266/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
14,767 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
125
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Rain Gutters
Sidewalk
Flood Zone X
Annual Tax (2025)
$3,190
Parcel #
2734-25-0713-00007-0001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tropical Heights
County
Hardee
MLS Area
33890 - Zolfo Springs
Lot Size
14,767 sqft
ClearedCity Limits

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #P4938972
$219,900-4.3%
$130/sqft
-
Price change
Source: Stellar MLS #P4938972
$229,900
$135/sqft
6/7/2026
Listed for sale
Source: Stellar MLS #P4938972
$230,000
$135/sqft

Neighborhood

415 3rd St W
Zolfo Springs, FL, 33890 · 33890 - Zolfo Springs

Market insights

Offer Insights

Choose an offer strength

List price: $219,900
$210,000 – $219,900
95.2% – 100% of listTops out right at the list price
80% of listList price
18 of the last 35 home closings in Hardee County landed at this number or higher (51%). The median one sat 27 days before it went under contract, and this one is on day 125 after a $10,100 cut.

Sample: 35 closed home sales in Hardee County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,523/mo
Principal & interest$1,147
Property taxes$266
Insurance$110
Down payment20% · $43,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$219,900

$130 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,698 sq ft

Time on market

125 days

Year built

1988

Monthly payment

About $1,523/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,190 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySOUTHERN CHARM REALTY & INVESTMENTS LLCListing agent: Chelsey BastListing data from Stellar MLS, MLS# P4938972.

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