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$349,000
681 Lake Dexter Cir, Winter Haven, FL, 33884
$264/sqft·Lake Dexter Woods Ph 02
Est. $1,820/moSee payment3
beds
3
baths
1,320
sqft
2
garage
Listed by COLDWELL BANKER REALTY· Last updated · MLS# P4939095
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About this home
Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboPrimarybedroom UpstairsPrivate MailboxBuilt-in OvenDishwasherDryer
681 Lake Dexter Cir is a 1990-built home in Lake Dexter Woods Ph 02, Winter Haven. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,320 square feet of living space. Listed at $349,000 (about $264/sqft), 8 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $488 annually.
From the listing
PRESENTING A BEAUTIFUL LAKEFRONT RETREAT ON LAKE DEXTER! Welcome to this charming 3 BD / 2.5 BA two-story residence that offers stunning water views, modern updates, and the perfect blend of comfort and Florida lakefront living. The spacious living room features a cozy gas fireplace and flows seamlessly into the beautifully remodeled kitchen and a convenient dining area. Bathrooms have been tastefully updated, while all windows have been replaced with energy-efficient double-pane windows. The primary suite offers a unique private balcony overlooking Lake Dexter, creating the perfect spot to enjoy peaceful lake views. Additional features include an air-conditioned sun room and a relaxing expansive private patio for outdoor enjoyment. Step outside to experience the true highlight of the property—direct access to Lake Dexter with a large private dock and beautiful beach area, ideal for boating, fishing, kayaking, or simply soaking in the waterfront scenery. Combining tasteful updates, inviting living spaces, and exceptional lakefront amenities, this property offers an outstanding opportunity to enjoy the Florida lifestyle at its finest.
The essentials
Built
1990
Price / sqft
$264
On market
63 days
Annual tax
$1,397
HOA
$488/yr
Flood zone
X · Low risk
Lot
5,014 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
1990
Lot
5,014 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Days on Market
63
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Primarybedroom Upstairs
Private Mailbox
Built-in Oven
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Homestead exemption on fileFlood Zone x
Annual Tax (2025)
$1,397
Parcel #
26-29-02-663685-001310
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Lake Dexter Woods Ph 02
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
5,014 sqft
HOA
$488/yr
Linda Morris
Date
Event
Price
6/24/2026
Listed for sale
Source: Stellar MLS #P4939095
$349,000
$264/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,278
Principal, interest, tax, insurance, HOA
- P&I$1,820
- Tax$116
- Insurance$300
- HOA$41
Loan Amount
$279,200
Down Payment %
20.0%
First Year Summary
Principal
$2,947
Interest
$18,895
Balance
$276,253
Total Interest
$376,063
Total Cost
$655,263
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