Active
$710,000
Est. $4,790/mo

5806 Cay Cove CT, Tampa, FL, 33615

$384/sqft·Palm Bay Ph 1

3 bd2 ba1,849 sqft2 car garageSingle Family
Listed by NAIM REAL ESTATE LLC· Last updated · MLS# S5142325

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$4,790/mo
Down payment (20%)
$142,000
Property taxes
$700/mo
HOA
$384/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1994
Private pool
Heated
2 car garage
Garage Door Opener
6,534 sqft lot
Lot size
1,849 sqft
Living area

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood Cabinets

5806 Cay Cove CT is a 1994-built home in Palm Bay Ph 1, Tampa. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,849 square feet of living space. Listed at $710,000 (about $384/sqft), 178 days on market. Flood zone AE,X - confirm flood insurance requirements with your lender. HOA runs $384 annually.

From the listing

Magnificently located near the Upper Tampa Bay Trail, this home offers private access to a kayak launch point and a boat ramp, making it the perfect place for outdoor enthusiasts and water activity lovers. The property sits on one of the highest elevations in the neighborhood and was not affected by storm surges or flooding in the surrounding areas. This home is located in a desirable and well-established community, offering a comfortable Florida lifestyle. Conveniently situated near shopping, dining, major highways, and Tampa International Airport, with easy access to downtown Tampa, local beaches, and surrounding areas. The property features a functional layout ideal for everyday living and entertaining. Enjoy low-maintenance living in a quiet neighborhood with nearby amenities. A great opportunity for a primary residence, second home, or investment property in a prime Tampa location.

The essentials

Built
1994
Price / sqft
$384
On market
250 days
Annual tax
$8,406
HOA
$384/yr
Flood zone
AE,X
Lot
6,534 sqft
Type
Single Family Residence

Location

5806 Cay Cove CT
Tampa, FL, 33615·33615 - Tampa / Town and Country
Type
Single Family Residence
Year Built
1994
Lot
6,534 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Pool
Gunite, Heated, In Ground, Pool Sweep, Screen Enclosure, Tile
Days on Market
250
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
French Doors
Lighting
Sliding Doors
Deed Restrictions
No Truck/Rv/Motorcycle Parking
Park
Playground
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer

Elementary

Bay Crest-HB

Middle

Farnell-HB

High

Alonso-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone AE,X

Annual Tax (2025)

$8,406

Parcel #

U-33-28-17-0BL-000000-00090.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Palm Bay Ph 1

County

Hillsborough

MLS Area

33615 - Tampa / Town and Country

Lot Size

6,534 sqft

Conservation AreaCul-De-SacIn CountyLevelSidewalkStreet Dead-EndPavedUnincorporated
HOA
$384/yr
PALM BAY AT BAYSIDE HOMEOWNERS ASSOCIATION
Date
Event
Price
7/29/2026
Price change
Source: Stellar MLS #S5142325
$710,000-3.4%
$384/sqft
—
Price change
Source: Stellar MLS #S5142325
$735,000-4.4%
$398/sqft
1/26/2026
Listed for sale
Source: Stellar MLS #S5142325
$769,000
$416/sqft
Est. monthly payment$4,790/mo
Principal & interest$3,703
Property taxes$700
Insurance$355
HOA$32
Down payment20% · $142,000
Interest rate6.80%
Loan term

Not sure what you can afford?

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $710,000
$705,000 – $710,000
99.5% – 100% of listTops out right at the list price
80% of listList price
81 of the last 135 home closings in 33615 landed at this number or higher (60%). The median one sat 27 days before it went under contract, and this one is on day 250 after a $59,000 cut.

Sample: 135 closed home sales in 33615 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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