Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- SILVER SPGS SHORES UN #16
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
423 Water Rd is a 2026-built home in Silver Spgs Shores Un #16, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,068 square feet of living space. Listed at $235,000 (about $220/sqft), 118 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Under Construction. Enjoy this beautiful brand-new single-family home featuring 3 bedrooms and 2 bathrooms, designed with a modern style and functional open layout. Situated on an oversized 0.36-acre lot, this property offers space, privacy, and flexibility - with no HOA restrictions. Located on a paved street in a great neighborhood, this home combines comfort and convenience. The contemporary design, open living areas, and abundant natural light create a welcoming atmosphere perfect for both relaxing and entertaining. You’ll appreciate the prime location - just minutes from schools, Walmart, Publix, Walgreens, medical facilities, and dining options. Spend weekends enjoying nearby Lake Weir, with waterfront favorites like Gator Joe’s and Eaton’s Beach, or explore live entertainment and shopping at The Villages and Spanish Springs Town Square. Modern living, oversized lot, no HOA, and an excellent location - this is Florida lifestyle at its finest. All measurements and information provided are estimated and should be independently verified by buyer and buyer’s agent.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 352 closed home sales in 34472 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$235,000
$220 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,068 sq ft
Time on market
239 days
Year built
2026
Monthly payment
About $1,367/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $284 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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