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Overview

3 bd2 ba1,270 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2024
Lot9,999 sqft
Living area1,270 sqft
Price / sqft$196
Garage2 car

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About this home

ThermostatPrivate MailboxDishwasherMicrowaveRangeRefrigerator

13435 Kaplan Ter is a 2024-built home in Port Charlotte Sub Sec 95, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,270 square feet of living space. Listed at $249,000 (about $196/sqft), 235 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Discover this charming 3-bedroom, 2-bathroom home located in the heart of Port Charlotte. Perfect for families, this property combines comfort and style. Buy with confidence , pus, the location is unbeatable, close to shops, parks, and schools. Don’t miss this opportunity to make this house your home! Schedule your visit today!

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The essentials

Built
2024
Price / sqft
$196
On market
235 days
Annual tax
$649
Flood zone
X · Low risk
Lot
9,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
9,999 sqft lot
Lot size
1,270 sqft
Living area

Payment

Est. monthly payment
$1,478/mo
Down payment (20%)
$49,800
Property taxes
$54/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
9,999 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
235
Thermostat
Private Mailbox
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$649
Parcel #
412105457016

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sub Sec 95
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
9,999 sqft

Price history

Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #S5144173
$249,000-9.8%
$196/sqft
-
Price change
Source: Stellar MLS #S5144173
$276,000-6.4%
$217/sqft
2/18/2026
Listed for sale
Source: Stellar MLS #S5144173
$295,000
$232/sqft

Neighborhood

13435 Kaplan Ter
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $249,000
$237,500 – $249,000
95.7% – 100% of listTops out right at the list price
80% of listList price
230 of the last 459 home closings in 33981 landed at this number or higher (50%). The median one sat 89 days before it went under contract, and this one is on day 235 after a $46,000 cut.

Sample: 459 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,477/mo
Principal & interest$1,299
Property taxes$54
Insurance$125
Down payment20% · $49,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,000

$196 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,270 sq ft

Time on market

235 days

Year built

2024

Monthly payment

About $1,478/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $649 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byADAN INVESTMENTS REAL ESTATE GROUP, PLLCListing agent: Adan OrdonezListing data from Stellar MLS, MLS# S5144173.

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