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About this home
12305 Howey Cross Rd is a 1989-built home in Na, Clermont. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,300 square feet of living space. Listed at $1,450,000 (about $439/sqft), 189 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Preferred Lender incentive available for qualified buyers. You can receive up to $5,000 in lender credits to assist with closing costs. Privacy, space & modern luxury — all in one. Completely renovated 5BD/3BA estate on 7.48 private acres with soaring beams, dream kitchen, screened pool & 4-car garage. Hilltop views, no HOA, nothing left to do but move in Where Space Meets Style in the Heart of Central Florida Some homes offer a house. This one offers a life. Perched among the rolling hills of Clermont's Sugar Loaf Mountain corridor — one of the few places in all of Florida where the land actually breathes — this fully renovated 5-bedroom, 3-bath estate sits on 7.48 private acres and delivers the kind of space most families only dream about. Every inch of this home has been thoughtfully updated, and it shows. Luxury vinyl plank flooring flows throughout, setting a clean, modern foundation that ties every room together. The heart of the home is an open-concept living, kitchen, and dining space anchored by stunning wood beams overhead — warm enough to feel like home, elevated enough to impress. The kitchen itself is a dream, with quartz counter tops, under-mount lighting and 9-foot island. While the walk in pantry will make even the most organized family smile. Double sliders erase the line between indoors and out, opening the living space directly to the screened pool and those sweeping hilltop views beyond. The primary suite is a true retreat — a spacious sanctuary finished with an oversized shower that feels more spa than suburb. The additional four bedrooms offer room for everyone, while the fully renovated bathrooms mean that nothing has been left for the next owner to do. The flex room off the kitchen provides the perfect additional space for entertaining or lounging. Outside, 7.48 open acres give your family space to breathe, play, and make your own. The screened-in heated pool/spa is ready for year-round Florida living, framed by views that remind you why you chose this zip code. A 4-car garage handles every hobby, vehicle, and storage need with ease. The entire property is enclosed with no-climb wire fencing — ready for livestock, horses, or hobby farming — with a separate inner fence creating a private yard around the home. A powered woodworking shed adds even more versatility that truly has room for every vision. Whether you're dreaming of a hobby farm, equestrian setup, or simply wide open space that's yours alone, the land delivers. No HOA. No compromises. Just a completely renovated, move-in-ready estate where privacy and style finally coexist — minutes from the Minneola Turnpike, top-rated schools, Crooked Can-Minneola, Montverde Academy, Advent Health and everything Central Florida has to offer. This is the one families wait years to find.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,450,000
$439 per sq ft
Beds and baths
5 beds, 3 baths
Size
3,300 sq ft
Time on market
189 days
Year built
1989
Monthly payment
About $9,054/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,208 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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