12305 Howey Cross Rd, photo 1
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Overview

5 bd3 ba3,300 sqft5 car garageSingle Family
TypeSingle Family
HOANone listed
Built1989
Lot321,835 sqft
Living area3,300 sqft
Price / sqft$439
Garage5 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanSolid Surface CountersStone CountersVaulted Ceiling(s)Walk-in Closet(s)Window Treatments

12305 Howey Cross Rd is a 1989-built home in Na, Clermont. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,300 square feet of living space. Listed at $1,450,000 (about $439/sqft), 189 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Preferred Lender incentive available for qualified buyers. You can receive up to $5,000 in lender credits to assist with closing costs. Privacy, space & modern luxury — all in one. Completely renovated 5BD/3BA estate on 7.48 private acres with soaring beams, dream kitchen, screened pool & 4-car garage. Hilltop views, no HOA, nothing left to do but move in Where Space Meets Style in the Heart of Central Florida Some homes offer a house. This one offers a life. Perched among the rolling hills of Clermont's Sugar Loaf Mountain corridor — one of the few places in all of Florida where the land actually breathes — this fully renovated 5-bedroom, 3-bath estate sits on 7.48 private acres and delivers the kind of space most families only dream about. Every inch of this home has been thoughtfully updated, and it shows. Luxury vinyl plank flooring flows throughout, setting a clean, modern foundation that ties every room together. The heart of the home is an open-concept living, kitchen, and dining space anchored by stunning wood beams overhead — warm enough to feel like home, elevated enough to impress. The kitchen itself is a dream, with quartz counter tops, under-mount lighting and 9-foot island. While the walk in pantry will make even the most organized family smile. Double sliders erase the line between indoors and out, opening the living space directly to the screened pool and those sweeping hilltop views beyond. The primary suite is a true retreat — a spacious sanctuary finished with an oversized shower that feels more spa than suburb. The additional four bedrooms offer room for everyone, while the fully renovated bathrooms mean that nothing has been left for the next owner to do. The flex room off the kitchen provides the perfect additional space for entertaining or lounging. Outside, 7.48 open acres give your family space to breathe, play, and make your own. The screened-in heated pool/spa is ready for year-round Florida living, framed by views that remind you why you chose this zip code. A 4-car garage handles every hobby, vehicle, and storage need with ease. The entire property is enclosed with no-climb wire fencing — ready for livestock, horses, or hobby farming — with a separate inner fence creating a private yard around the home. A powered woodworking shed adds even more versatility that truly has room for every vision. Whether you're dreaming of a hobby farm, equestrian setup, or simply wide open space that's yours alone, the land delivers. No HOA. No compromises. Just a completely renovated, move-in-ready estate where privacy and style finally coexist — minutes from the Minneola Turnpike, top-rated schools, Crooked Can-Minneola, Montverde Academy, Advent Health and everything Central Florida has to offer. This is the one families wait years to find.

The essentials

Built
1989
Price / sqft
$439
On market
189 days
Annual tax
$9,208
Flood zone
X · Low risk
Lot
321,835 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
Private pool
Heated
5 car garage
Driveway
7.48 acres
Lot size
3,300 sqft
Living area

Payment

Est. monthly payment
$9,054/mo
Down payment (20%)
$290,000
Property taxes
$767/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
321,835 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Pool
Gunite, Heated, In Ground, Pool Alarm, Salt Water, Screen Enclosure
Days on Market
189
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Fire Pit
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Touchless Faucet
Water Purifier
Water Softener
Elementary
Minneola Horizon Academy K-8
Middle
East Ridge Middle
High
Lake Minneola High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$9,208
Parcel #
19-21-26-0002-000-01602

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Na
County
Lake
MLS Area
34715 - Minneola
Lot Size
321,835 sqft
ClearedPasturePavedZoned for Horses

Price history

Date
Event
Price
9/21/2026
Price change
Source: Stellar MLS #S5147055
$1,450,000-3.3%
$439/sqft
4/4/2026
Listed for sale
Source: Stellar MLS #S5147055
$1,500,000
$455/sqft

Neighborhood

12305 Howey Cross Rd
Clermont, FL, 34715 · 34715 - Minneola

Market insights

Offer Insights

Choose an offer strength

List price: $1,450,000
$1.44M – $1.45M
99.5% – 100% of listTops out right at the list price
80% of listList price
163 of the last 276 home closings in 34715 landed at this number or higher (59%). The median one sat 26 days before it went under contract, and this one is on day 189 after a $50,000 cut.

Sample: 276 closed home sales in 34715 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,055/mo
Principal & interest$7,562
Property taxes$767
Insurance$725
Down payment20% · $290,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,450,000

$439 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,300 sq ft

Time on market

189 days

Year built

1989

Monthly payment

About $9,054/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,208 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byCHARLES RUTENBERG REALTY ORLANDOListing agent: Scott AlexanderListing data from Stellar MLS, MLS# S5147055.

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