11248 SW 76th Ter, photo 1
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Overview

2 bd2 ba864 sqft2 car garageSingle Family
TypeSingle Family
HOA$123.77/mo
Built1993
Lot10,019 sqft
Living area864 sqft
Price / sqft$174
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

NingunoConvection OvenDishwasherMicrowaveRefrigerator

11248 SW 76th Ter is a 1993-built home in Palm Cay Un 02, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 864 square feet of living space. Listed at $150,000 (about $174/sqft), 31 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $123.77 monthly.

From the listing

Welcome home to this charming and well-maintained 2-bedroom, 2-bath residence offering 864 square feet of comfortable living in the gated 55+ community of Palm Cay. This inviting home features a 2-car garage, indoor laundry, and a screened rear lanai—perfect for relaxing with your morning coffee or unwinding in the evening breeze. The layout is efficient and functional, ideal for full-time living or a seasonal retreat. Residents of Palm Cay enjoy a variety of amenities including a community pool, shuffleboard courts, tennis courts, and clubhouse, all within a friendly, active neighborhood atmosphere. Conveniently located close to shopping, dining, medical facilities, and just a short drive to the renowned World Equestrian Center, this home offers both comfort and accessibility. Whether you’re looking to downsize or embrace a low-maintenance lifestyle, this property checks all the boxes. Schedule your private showing today—this one won’t last!

The essentials

Built
1993
Price / sqft
$174
On market
31 days
Annual tax
$2,555
HOA
$123.77/mo
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 1993
2 car garage
10,019 sqft lot
Lot size
864 sqft
Living area

Payment

Est. monthly payment
$1,194/mo
Down payment (20%)
$30,000
Property taxes
$213/mo
HOA
$123.77/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1993
Lot
10,019 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
31
Ninguno
Convection Oven
Dishwasher
Microwave
Refrigerator
Flood Zone X
Annual Tax (2025)
$2,555
Parcel #
35774-014-18

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Cay Un 02
County
Marion
MLS Area
34476 - Ocala
Lot Size
10,019 sqft
HOA
$123.77/mo
Robert Lapolt

Price history

Date
Event
Price
9/10/2026
Listed for sale
Source: Stellar MLS #S5157371
$150,000
$174/sqft

Neighborhood

11248 SW 76th Ter
Ocala, FL, 34476 · 34476 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $150,000
$150,000
99.2% – 100% of listTops out right at the list price
80% of listList price
237 of the last 473 home closings in 34476 landed at this number or higher (50%). The median one sat 43 days before it went under contract, and this one is on day 31.

Sample: 473 closed home sales in 34476 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,194/mo
Principal & interest$782
Property taxes$213
Insurance$75
HOA$124
Down payment20% · $30,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$150,000

$174 per sq ft

Beds and baths

2 beds, 2 baths

Size

864 sq ft

Time on market

31 days

Year built

1993

Monthly payment

About $1,194/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,555 annual tax bill, insurance, and the $123.77/mo HOA fee.

HOA fee

$123.77/mo

Managed by Robert Lapolt.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byMY REALTY GROUP, LLC.Listing agent: Diego Porras Calleja, LLCListing data from Stellar MLS, MLS# S5157371.

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