Overview
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About this home
MLS #TB8323115 is a 2004-built home in Indian Lakes, Lutz. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,911 square feet of living space. Listed at $485,000 (about $254/sqft), 688 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $392 annually.
POOL HOME in gated Lutz/Pasco County no-CDD community- This 4Bed/3Bath/2Car ranch offers over 1900sf featuring soaring ceilings in the Great Room with views to the inviting Pool and Lanai. The 3-way Split Floor Plan isolates the Primary Suite on one side of the home for ultimate privacy while providing direct views and access to the Lanai and Pool. The Private Sanctuary has 2 Closets and the Ensuite Bathroom offers separate Shower and CornerTub. The Open Floor Plan creates the perfect entertaining flow between the Kitchen, Great Room and Breakfast Area directly accessing the Lanai and Pool area outside. Desirable SR54 location convenient to Prime Outlets and other shopping and restaurant areas as well as access to I-75. Roof was replaced in 2021. A/C was replaced in 2024. Very low annual HOA and no-CDD make this gem a fabulous find.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Map unavailable for this listing.
Market insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$485,000
$254 per sq ft
Beds and baths
4 beds, 3 baths
Size
1,911 sq ft
Time on market
688 days
Year built
2004
Monthly payment
About $3,007/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,433 annual tax bill, insurance, and the $392/yr HOA fee.
HOA fee
$392/yr
Managed by VANGUARD MANAGEMENT.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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