645 Timber Bay Cir E, photo 1
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Overview

3 bd2 ba1,274 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1984
Lot13,316 sqft
Living area1,274 sqft
Price / sqft$204
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

NingunoRain GuttersElectric Water Heater

645 Timber Bay Cir E is a 1984-built home in Shoreview Phase 2, Oldsmar. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,274 square feet of living space. Listed at $260,000 (about $204/sqft), 341 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Your Renovation Dream Home! This home is in the desirable Shoreview Subdivision situated on 1/3 of an acre of land. After necessary rehab this home will easily be the jewel of the subdivision located a short walking distance from Tampa Bay and Mobbly Beach Park!! The home is priced substantially below market value to attract CASH Buyers understanding the home will require rehabilitation. The homeowner has excess construction material that will convey with the purchase as a cost saving incentive. The home will include refrigerator, dishwasher, HVAC system, and bathroom fixtures to be installed. The home currently has eight (8) new windows already installed and a new back sliding glass door. This is a must see and golden Opportunity to own or invest in this highly desirable community and subdivision!

The essentials

Built
1984
Price / sqft
$204
On market
341 days
Annual tax
$1
Flood zone
AE
Lot
13,316 sqft
Type
Single Family Residence

At a glance

Single family
Built 1984
2 car garage
0.31 acres
Lot size
1,274 sqft
Living area

Payment

Est. monthly payment
$1,486/mo
Down payment (20%)
$52,000
Property taxes
$0/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1984
Lot
13,316 sqft
Cooling
Central Air, Wall/Window Unit(s)
Heating
Central, Electric
Parking
-
Days on Market
341
Ninguno
Rain Gutters
Electric Water Heater
Elementary
Oldsmar Elementary-PN
Middle
Carwise Middle-PN
High
East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2024)
$1
Parcel #
25-28-16-81851-009-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shoreview Phase 2
County
Pinellas
MLS Area
34677 - Oldsmar
Lot Size
13,316 sqft

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #TB8443970
$260,000-7.1%
$204/sqft
-
Price change
Source: Stellar MLS #TB8443970
$280,000-20.0%
$220/sqft
11/4/2025
Listed for sale
Source: Stellar MLS #TB8443970
$350,000
$275/sqft

Neighborhood

645 Timber Bay Cir E
Oldsmar, FL, 34677 · 34677 - Oldsmar

Market insights

Offer Insights

Choose an offer strength

List price: $260,000
$257,500 – $260,000
99.1% – 100% of listTops out right at the list price
80% of listList price
56 of the last 111 home closings in 34677 landed at this number or higher (50%). The median one sat 42 days before it went under contract, and this one is on day 341 after a $90,000 cut.

Sample: 111 closed home sales in 34677 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,486/mo
Principal & interest$1,356
Property taxes$0
Insurance$130
Down payment20% · $52,000
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$260,000

$204 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,274 sq ft

Time on market

341 days

Year built

1984

Monthly payment

About $1,486/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byMARK SPAIN REAL ESTATEListing agent: Michael EddingsListing data from Stellar MLS, MLS# TB8443970.

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