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Active
5
beds
3
baths
2,409
sqft
3
garage
Listed by LGI REALTY- FLORIDA, LLC· Last updated · MLS# TB8457894
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- LAKE GALLAGHER SUB
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$140/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
Kitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostatWalk-in Closet(s)Window TreatmentsLightingConvection Oven
13432 Lake Gallagher Dr is a 2026-built home in Lake Gallagher Sub, Dover. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,409 square feet of living space. Listed at $638,900 (about $265/sqft), 58 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $140 monthly.
From the listing
Pre-Construction. To be built. Pre-Construction. To be built. Space and style abound in the Palm Beach floor plan by LGI Homes. With five bedrooms, 2.5 baths, and an open-concept layout with brand-new kitchen appliances included, the Palm Beach truly does have it all. Homeowners can look forward to living in a new-construction home with added features and finishes that were designed to impress.
The essentials
Built
2026
Price / sqft
$265
On market
250 days
Annual tax
$8,244
HOA
$140/mo
Flood zone
X · Low risk
Lot
77,101 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2026
Lot
77,101 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
250
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Convection Oven
Dishwasher
Disposal
Electric Water Heater
Microwave
Refrigerator
Elementary
Bailey Elementary-HB
Middle
Turkey Creek-HB
High
Strawberry Crest High School
Districts can re-zone, so verify directly with the district before relying on these.
Flood Zone X
Annual Tax (2025)
$8,244
Parcel #
U-08-29-21-C9I-000000-00025.0
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Lake Gallagher Sub
County
Hillsborough
MLS Area
33527 - Dover
Lot Size
77,101 sqft
HOA
$140/mo
Lake Gallagher Homeowners Association, Inc
Date
Event
Price
8/20/2026
Price change
Source: Stellar MLS #TB8457894
$638,900+3.2%
$265/sqft
—
Price change
Source: Stellar MLS #TB8457894
$618,900-1.1%
$257/sqft
12/19/2025
Listed for sale
Source: Stellar MLS #TB8457894
$625,900
$260/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$4,459
Principal, interest, tax, insurance, HOA
- P&I$3,332
- Tax$687
- Insurance$300
- HOA$140
Loan Amount
$511,120
Down Payment %
20.0%
First Year Summary
Principal
$5,395
Interest
$34,590
Balance
$505,725
Total Interest
$688,443
Total Cost
$1,199,563
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