650 Island Way #204, photo 1
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Overview

2 bd2 ba1,218 sqftCondominium
TypeCondominium
HOA$1,246/mo
Built1988
Lot93,000 sqft
Living area1,218 sqft
Price / sqft$349

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About this home

Living Room/Dining Room ComboWalk-in Closet(s)BalconyCourtyardOutdoor GrillBuyer Approval RequiredPoolDishwasher

650 Island Way #204 is a 1988-built home in 650 Island Way Condo, Clearwater Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,218 square feet of living space. Listed at $425,000 (about $349/sqft), 173 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $1,246 monthly.

From the listing

Motivated Seller! Seller will review all offers ! Welcome home to this beautiful, water front, second floor condo that sits on one of the highest elevation points in Island Estates and is situated on the beautiful Clearwater intercoastal waters. Sit and relax on your private balcony and enjoy the beautiful sunsets while enjoying a glass of wine or your favorite beverage. Enjoy watching boats and sea life as they make their way by the relaxing community pool and tiki bar on the intercoastal waterway. Enjoy turnkey living with this completely furnished unit with updated hurricane rated sliding doors installed in 2024. Access is off both the primary bedroom and living room. Newer AC replaced in 2022. New water heater and refrigerator 2026. This unit was not impacted by any of the recent storms that came through the area. Have peace of mind knowing that this building has passed the recent Milestone inspection. Enjoy the many amenities of living in Island Estates including the Clearwater Marine Aquarium, Publix, several restaurants, park/playground, plus much more. Clearwater Beach is only a short drive/walk away, which was ranked one of the best Florida beaches, and has many nice restaurants and activities for your convenience. Schedule a showing today and own your own slice of paradise.great investment potential.No minimum years of ownership required to rent your unit. Some units rent for $2500-$3000 a month. Brand new hurricane impact windows installed August 2025.

The essentials

Built
1988
Price / sqft
$349
On market
247 days
Annual tax
$2,861
HOA
$1,246/mo
Flood zone
AE
Lot
93,000 sqft
Type
Condominium

At a glance

High-rise condo
8 stories · 1988
Community pool
Shared amenity
Private balcony
Outdoor space
1,218 sqft
Living area

Payment

Est. monthly payment
$3,914/mo
Down payment (20%)
$85,000
Property taxes
$238/mo
HOA
$1,246/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1988
Lot
93,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
247
Living Room/Dining Room Combo
Walk-in Closet(s)
Balcony
Courtyard
Outdoor Grill
Buyer Approval Required
Pool
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2024)
$2,861
Parcel #
05-29-15-82255-000-2040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
650 Island Way Condo
County
Pinellas
MLS Area
33767 - Clearwater/Clearwater Beach
Lot Size
93,000 sqft
HOA
$1,246/mo
Susan Ables

Price history

Date
Event
Price
7/27/2026
Price change
Source: Stellar MLS #TB8471463
$425,000-3.4%
$349/sqft
-
Price change
Source: Stellar MLS #TB8471463
$440,000-8.1%
$361/sqft
2/4/2026
Listed for sale
Source: Stellar MLS #TB8471463
$479,000
$393/sqft

Neighborhood

650 Island Way #204
Clearwater Beach, FL, 33767 · 33767 - Clearwater/Clearwater Beach

Market insights

Offer Insights

Choose an offer strength

List price: $425,000
$412,500 – $425,000
96.9% – 100% of listTops out right at the list price
80% of listList price
82 of the last 163 condo closings in 33767 landed at this number or higher (50%). The median one sat 73 days before it went under contract, and this one is on day 247 after a $54,000 cut.

Sample: 163 closed condo sales in 33767 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,913/mo
Principal & interest$2,217
Property taxes$238
Insurance$213
HOA$1,246
Down payment20% · $85,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$425,000

$349 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,218 sq ft

Time on market

247 days

Year built

1988

Monthly payment

About $3,914/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,861 annual tax bill, insurance, and the $1,246/mo HOA fee.

HOA fee

$1,246/mo

Managed by Susan Ables.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX ACTION FIRST OF FLORIDAListing agent: Bruce BecknerListing data from Stellar MLS, MLS# TB8471463.

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