$410,000

4800 16th Ave S · St Petersburg, FL, 33712

$230 / sqft
Oakwood Sub
4
Beds
2
Baths
1,786
Sqft
1
Garage
Ask About This Home

This is a 2026-built single-family home in Oakwood Sub. Flood zone X — outside the high-risk areas, which keeps insurance manageable. 101 days on market — likely some room to negotiate.

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Year Built2026
On Market101 days
Lot5,894 sqft
Annual Tax$0
Flood ZoneX

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
OAKWOOD SUB
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About This Property

Pre-Construction. To be built. New construction at this price point in Pinellas County is increasingly rare — and this is your opportunity to secure one before completion. No HOA. No CDD fees. Introducing this beautifully designed 4-bedroom, 2-bath home in the heart of South St. Petersburg. Thoughtfully crafted with modern finishes and quality workmanship, this residence offers the perfect balance of style, comfort, and everyday functionality. The open-concept layout is designed for real living, featuring an inviting eat-in kitchen ideal for casual mornings, family dinners, or entertaining guests. A charming front porch adds curb appeal and provides the perfect place to enjoy your morning coffee or unwind in the evening. This home is designated for owner-occupants only and is available to households earning up to 120% of Area Median Income (AMI) in accordance with program guidelines. Estimated completion: August 2026, allowing buyers the opportunity to secure the home early and plan ahead. Down payment assistance programs may be available through the City of St. Petersburg for eligible buyers (income restrictions apply).

Location

Property Details

🏠
Type
Single Family Residence
📅
Year Built
2026
🌳
Lot
5,894 sqft
❄️
Cooling
Central Air
🔥
Heating
Electric
🚗
Parking
-
📆
Days on Market
101

Features

Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Sliding Doors
Dishwasher
Electric Water Heater
Range
Refrigerator
Wine Refrigerator

Taxes & Public Records

🌊Flood Zone X

Annual Tax (2025)

$0

Parcel #

28-31-16-63630-002-0060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Oakwood Sub

County

Pinellas

MLS Area

33712 - St Pete

Lot Size

5,894 sqft

Affordable Financing

Affordability Calculator

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Loan Details

$100K$2M

Your Results

Total Monthly Payment
$2,888
Principal, interest, tax, insurance
  • P&I$2,138
  • Tax$450
  • Insurance$300
Loan Amount
$328,000
Down Payment %
20.0%
First Year Summary
Principal
$3,462
Interest
$22,197
Balance
$324,538
Total Interest
$441,793
Total Cost
$769,793

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4800 16th Ave S | Estate Vida Team of Tampa Bay