$1,390,000

2304 Clement Rd · Lutz, FL, 33549

$346 / sqft
Oakwood Reserve
5
Beds
4
Baths
4,013
Sqft
3
Garage
Ask About This Home

This is a 2020-built single-family home in Oakwood Reserve. Flood zone X — outside the high-risk areas, which keeps insurance manageable. 96 days on market — likely some room to negotiate.

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Year Built2020
On Market96 days
Lot47,536 sqft
Annual Tax$13,824
Flood ZoneX

About This Property

It isn't every day you find a sprawling, 1+ acre retreat tucked right into the middle of Tampa, but this stunning pool home gives you exactly that. Zero HOA restrictions, this five-bedroom, four-bathroom pool home offers a truly rare blend of city convenience and secluded living. With fencing along both neighboring sides and a lush, serene forest backdrop directly behind the property, the setting feels wonderfully peaceful. You get to enjoy the ultimate privacy of a country estate without ever sacrificing your central Tampa location. Built by the renowned Cardel Homes in 2020, this stunning residence showcases the high-quality craftsmanship and thoughtfully selected finishes that make a house feel instantly like home. The clean, modern layout is perfectly designed to balance everyday comfort with effortless entertaining, and the interior feels exceptionally fresh thanks to brand-new carpet throughout. Whether you need a quiet space to work or a place to play, this floorplan delivers. A dedicated first-floor den provides the ideal flexible space for a home office or quiet retreat. Meanwhile, an expansive game room situated over the oversized three-car garage is just waiting to become your ultimate spot for movie nights, hobbies, or a private home gym. The real magic of this property happens when you step out into your backyard. Your gorgeous pool area is an absolute showstopper, perfectly set up for hosting weekend get-togethers, gathering with friends, or simply floating peacefully while taking in the expansive natural surroundings and fresh air. It is incredibly hard to find a move-in ready home in Tampa that offers this level of modern luxury, this much sprawling outdoor space, and the true freedom to bring your boats and RVs with no HOA restrictions holding you back. This is your rare opportunity to stretch out, breathe easy, and make this private estate your own.

Location

Property Details

🏠
Type
Single Family Residence
📅
Year Built
2020
🌳
Lot
47,536 sqft
❄️
Cooling
Central Air
🔥
Heating
Central
🚗
Parking
-
🏊
Pool
In Ground
📆
Days on Market
96

Features

Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Private Mailbox
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Water Softener

Assigned Schools

Elementary

Maniscalco-HB

Middle

Liberty-HB

High

Freedom-HB

Districts can re-zone — verify directly with the district before relying on these.

Taxes & Public Records

🌊Flood Zone X

Annual Tax (2024)

$13,824

Parcel #

U-20-27-19-B22-000000-00007.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Oakwood Reserve

County

Hillsborough

MLS Area

33549 - Lutz

Lot Size

47,536 sqft

Affordable Financing

Affordability Calculator

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Loan Details

$100K$2M

Your Results

Total Monthly Payment
$8,701
Principal, interest, tax, insurance
  • P&I$7,249
  • Tax$1,152
  • Insurance$300
Loan Amount
$1,112,000
Down Payment %
20.0%
First Year Summary
Principal
$11,738
Interest
$75,255
Balance
$1,100,262
Total Interest
$1,497,787
Total Cost
$2,609,787

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