$1,300,000

4120 Ridgemoor Dr · Palm Harbor, FL, 34685

$379 / sqft
Ridgemoor
4
Beds
3
Baths
3,432
Sqft
3
Garage
Ask About This Home

This is a 2016-built single-family home in Ridgemoor. Flood zone x — outside the high-risk areas, which keeps insurance manageable. 75 days on market — likely some room to negotiate.

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Year Built2016
On Market75 days
Lot43,560 sqft
Annual Tax$13,474
Flood Zonex

About This Property

Welcome to a home that doesn’t just check the boxes… it builds a whole new list. Tucked away on a rare, private 1 acre homesite backing to peaceful conservation in beautiful Palm Harbor, this fully reimagined luxury masterpiece offers the kind of privacy, serenity, and everyday “wow” factor that buyers dream about but rarely find. And yes, your neighbors may include a few graceful deer… they don’t make much noise and they never borrow anything. From the moment you step through the elegant double doors, this home makes an unforgettable first impression. The formal living and dining spaces are warm, refined, and instantly inviting, setting the tone for what’s to come. Featuring 4 spacious bedrooms, a dedicated office, 3 full bathrooms, and a 3 car garage, this home offers both luxury and functionality. The primary suite is a true retreat, complete with a generous walk-in closet and the kind of space that makes you wonder why you ever settled for less. At the heart of the home, the open-concept chef’s kitchen and family room deliver exactly what today’s buyers want. A large center island, stunning custom countertops, soaring volume ceilings, and a family room fireplace create the perfect setting for entertaining or simply enjoying a quiet night in. Natural light pours in, and the seamless flow to the outdoor living space makes indoor-outdoor living effortless. And then there’s the backyard… your own private resort. The sparkling pool area is surrounded by tranquil views, offering a level of peace and relaxation that feels miles away from everything, yet you’re right in the heart of it all. Be careful though… you may sit down “just for a minute” and look up three hours later wondering where the day went. The secondary bedrooms are generously sized, perfect for family and guests who may suddenly want to visit more often once they see this place. All of this is located just minutes from world class Gulf beaches, top rated healthcare, golf courses, parks, trails, water activities, premier shopping, and easy access to Tampa International Airport, Clearwater St. Pete Airport, downtown Tampa, and St. Petersburg. This is more than just a home. It’s space, privacy, luxury, and lifestyle all wrapped into one exceptional property. Opportunities like this don’t come along often… and when they do, they don’t last. Schedule your private showing today before someone else beats you to it.

Location

Property Details

🏠
Type
Single Family Residence
📅
Year Built
2016
🌳
Lot
43,560 sqft
❄️
Cooling
Central Air
🔥
Heating
Central, Heat Pump
🚗
Parking
Driveway, Garage Door Opener, Garage
🏊
Pool
In Ground
📆
Days on Market
75

Features

Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Microwave

Taxes & Public Records

🏡Homestead exemption on file🌊Flood Zone x

Annual Tax (2025)

$13,474

Parcel #

23 27 16 18722 000 1081

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Ridgemoor

County

Pinellas

MLS Area

34685 - Palm Harbor

Lot Size

43,560 sqft

Oversized Lot

Affordable Financing

Affordability Calculator

Enter a home price - see your real monthly payment.

Loan Details

$100K$2M

Your Results

Total Monthly Payment
$8,203
Principal, interest, tax, insurance
  • P&I$6,780
  • Tax$1,123
  • Insurance$300
Loan Amount
$1,040,000
Down Payment %
20.0%
First Year Summary
Principal
$10,978
Interest
$70,382
Balance
$1,029,022
Total Interest
$1,400,808
Total Cost
$2,440,808

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