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Overview

4 bd4 ba3,334 sqft4 car garageSingle Family
TypeSingle Family
HOANone listed
Built2005
Lot11,308 sqft
Living area3,334 sqft
Price / sqft$420
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsOpen FloorplanPrimarybedroom UpstairsSolid Surface Counters

1700 Oyster Point Way is a 2005-built home in Oyster Point Sub, Palm Harbor. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,334 square feet of living space. Listed at $1,399,000 (about $420/sqft), 87 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Every detail of this custom Key West-inspired residence has been thoughtfully designed to embrace the Florida lifestyle while delivering exceptional comfort, craftsmanship, and timeless coastal elegance. Perfectly positioned on a beautifully landscaped 0.26-acre corner homesite within the sought-after Oyster Point community, this 4-bedroom, 3.5-bath residence offers 3,334 square feet of heated living space and 6,344 total square feet across three expansive levels, creating a home that feels both grand and inviting. Natural light pours through the open-concept living spaces, highlighting soaring ceilings, engineered hardwood flooring, crown molding, custom built-ins, and a wood-burning fireplace that creates a warm focal point for gathering. Designed with entertaining in mind, the spacious kitchen features solid wood cabinetry, stone countertops, abundant prep space, and a seamless connection to the dining and living areas, making everyday living as enjoyable as hosting family and friends. The home's outdoor living spaces are equally impressive. Covered wraparound decks capture peaceful views toward Sutherland Bayou, extending the living space outdoors and providing the perfect setting for morning coffee, sunset cocktails, or weekend entertaining. Below, the private saltwater pool is surrounded by mature landscaping, creating a secluded fenced backyard retreat that feels like your own private resort. Occupying its own level, the spacious primary suite offers privacy and tranquility, while three additional bedrooms provide flexibility for guests, family, or a home office. An oversized four-car garage offers exceptional storage for vehicles, golf carts, watercraft, and recreational equipment. Located just minutes from marinas, championship golf, waterfront parks, charming downtown Palm Harbor, Ozona, Dunedin, and the Gulf Coast's award-winning beaches, this exceptional residence combines luxury, space, and an unbeatable coastal lifestyle—all with no HOA fees.

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The essentials

Built
2005
Price / sqft
$420
On market
87 days
Annual tax
$17,463
Flood zone
AE
Lot
11,308 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 2005
Private pool
Child Safety Fence
4 car garage
Deeded
0.25 acres
Lot size
3,334 sqft
Living area

Payment

Est. monthly payment
$9,451/mo
Down payment (20%)
$279,800
Property taxes
$1,455/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
11,308 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Deeded, Driveway, Garage Door Opener, Garage Faces Side
Pool
Child Safety Fence, Deck, In Ground, Lighting, Salt Water
Days on Market
87
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Dog Run
Lighting
Private Mailbox
Rain Gutters
Sidewalk
Sprinkler Metered
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Water Softener
Elementary
Ozona Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$17,463
Parcel #
02-28-15-65005-000-0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oyster Point Sub
County
Pinellas
MLS Area
34683 - Palm Harbor
Lot Size
11,308 sqft
Corner LotCul-De-SacFlood Insurance RequiredFloodZoneLandscapedLevelNear Golf CourseNear MarinaNear Public TransitOversized LotPavedUnincorporated

Price history

Date
Event
Price
9/24/2026
Price change
Source: Stellar MLS #TB8529549
$1,399,000-4.6%
$420/sqft
-
Price change
Source: Stellar MLS #TB8529549
$1,466,563-9.7%
$440/sqft
7/15/2026
Listed for sale
Source: Stellar MLS #TB8529549
$1,625,000
$487/sqft

Neighborhood

1700 Oyster Point Way
Palm Harbor, FL, 34683 · 34683 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $1,399,000
$1.38M – $1.40M
98.4% – 100% of listTops out right at the list price
80% of listList price
78 of the last 155 home closings in 34683 landed at this number or higher (50%). The median one sat 26 days before it went under contract, and this one is on day 87 after a $226,000 cut.

Sample: 155 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,451/mo
Principal & interest$7,296
Property taxes$1,455
Insurance$700
Down payment20% · $279,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,399,000

$420 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,334 sq ft

Time on market

87 days

Year built

2005

Monthly payment

About $9,451/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $17,463 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Tanner TillungListing data from Stellar MLS, MLS# TB8529549.

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