

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- DEMPSEYS W S SUB
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
785 Lime St is a 2026-built home in Dempseys W S Sub, Palm Harbor. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,476 square feet of living space. Listed at $1,295,000 (about $373/sqft), 33 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.
Tucked away on a quaint, quiet road in the charming town of Ozona, this rare new construction masterpiece offers an unparalleled coastal lifestyle. Spanning 3,476 sq ft, this 4-bedroom, 4-bathroom home, with ground floor office / 5th bedroom, perfectly blends luxury with casual golf-cart living. Move-in ready by the end of September, with the pool completing this October. The main floor is an entertainer's dream, featuring a massive great room and a giant chef's kitchen that flows seamlessly to a beautiful veranda, pristine pool (under construction), and a sprawling backyard. Convenience is key with a large flex office (or 5th bedroom), a massive laundry room, and a dedicated splash room for effortless pool-to-house transitions. Upstairs, a versatile entertainment landing pad awaits your guests. The spacious primary suite is a private retreat boasting expansive his-and-hers walk-in closets and a spa-like bath with a standing tub, separate shower, and dual sinks. The additional bedrooms are also generously sized. Bedrooms two and three share a clever Jack-and-Jill bath, and the fourth bedroom has a bathroom that is also connected to the entertainment area that welcomes you at the top of the stairs. Park your golf cart in the 2-car garage and embrace the ultimate local lifestyle. Walk to the Pinellas Trail and Downtown Palm Harbor, or take the golf cart to enjoy the shops and restaurants in Ozona and Downtown Palm Harbor. Enjoy top-rated schools (short walk to Ozona Elementary School), all just minutes from the pristine sands of Honeymoon Island. Beyond the incredible location, this home offers the true benefits of new construction: modern building codes, energy-efficient systems, builder warranties, and none of the deferred maintenance that comes with an older home. With no HOA there are no minimum rental periods, 785 Lime is also ideal as a rental property. Truly a rare opportunity! Note: the images of the pool are virtual as it is not yet complete.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Sample: 155 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,295,000
$373 per sq ft
Beds and baths
5 beds, 4 baths
Size
3,476 sq ft
Time on market
33 days
Year built
2026
Monthly payment
About $7,682/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,364 annual tax bill, insurance.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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