Active
$1,799,900
Est. $11,069/mo

303 Morningside Dr, Palm Harbor, FL, 34683

$802/sqft·Baywood Village

4 bd3 ba2,243 sqft2 car garageSingle Family
Listed by WINWAY REALTY· Last updated · MLS# TB8542476

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Est. monthly payment
$11,069/mo
Down payment (20%)
$359,980
Property taxes
$782/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2027
Waterfront
Canal - Saltwater
2 car garage
Driveway
7,000 sqft lot
Lot size
2,243 sqft
Living area

New construction · 2027

Different rules apply when you buy new

Build snapshot

Build year
2027
Builder
Ask the team — not on MLS
Community
BAYWOOD VILLAGE
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsIN Wall Pest SystemLiving Room/Dining Room ComboOpen FloorplanPest Guard SystemPrimary Bedroom Main FloorSolid Surface CountersStone Counters

303 Morningside Dr is a 2027-built home in Baywood Village, Palm Harbor. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,243 square feet of living space. Listed at $1,799,900 (about $802/sqft), 1 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Pre-Construction. To be built. Custom new construction by WinWay Homes on a cleared saltwater waterfront lot at 303 Morningside Dr in Palm Harbor’s Baywood Village. The Athens is an elevated 2,431-square-foot coastal home with 4 bedrooms, 3 full bathrooms, and a 2-car garage. The open layout is designed for everyday living and entertaining, with a stylish wet bar and a primary suite that includes space for a freestanding tub. This is an elevated residence — the right plan for a flood-zone canal lot — with living space lifted above the garage and strong curb appeal. The homesite is 68 ft x 100 ft (7,000 sq ft) with 68 feet of saltwater canal frontage, a canal view, and sailboat water with no fixed bridges to the Gulf. Open water on the Intracoastal is about 2,000 feet from the lot. The prior home has been demolished. An existing dock with boat lift is already in place, so you can use the water while the new home is built. This is a rare combination in north Pinellas: a build-ready waterfront lot, a usable dock and lift, and a new custom home by WinWay. About 2 miles to Innisbrook Golf Resort. Minutes to downtown Palm Harbor, Ozona, Tarpon Springs, Honeymoon Island, Caladesi Island, and the Pinellas Trail. Assigned schools include A-rated Sutherland Elementary, Tarpon Springs Middle, and Tarpon Springs High. Public water and sewer. Zoning R-3.

The essentials

Built
2027
Price / sqft
$802
On market
11 days
Annual tax
$9,383
Flood zone
AE
Lot
7,000 sqft
Type
Single Family Residence

Location

303 Morningside Dr
Palm Harbor, FL, 34683·34683 - Palm Harbor
Type
Single Family Residence
Year Built
2027
Lot
7,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Waterfront
Canal - Saltwater
Days on Market
11
High Ceilings
IN Wall Pest System
Living Room/Dining Room Combo
Open Floorplan
Pest Guard System
Primary Bedroom Main Floor
Solid Surface Counters
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Microwave
Range
Flood Zone AE

Annual Tax (2025)

$9,383

Parcel #

23-27-15-05814-000-1080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Baywood Village

County

Pinellas

MLS Area

34683 - Palm Harbor

Lot Size

7,000 sqft

Cleared
Date
Event
Price
8/31/2026
Listed for sale
Source: Stellar MLS #TB8542476
$1,799,900+125.3%
$802/sqft
2/1/2022
Sold
Source: Pinellas County Public Record
$799,000
$356/sqft
Est. monthly payment$11,069/mo
Principal & interest$9,387
Property taxes$782
Insurance$900
Down payment20% · $359,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,799,900
$1.78M – $1.80M
98.7% – 100% of listTops out right at the list price
80% of listList price
63 of the last 124 home closings in 34683 landed at this number or higher (51%). The median one sat 26 days before it went under contract, and this one is on day 11.

Sample: 124 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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