104 Klosterman Rd W, photo 1
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Overview

4 bd3 ba3,542 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1973
Lot8,664 sqft
Living area3,542 sqft
Price / sqft$522
Garage2 car

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Open house

Friday, Oct 23 · 4:00 PM to 7:00 PM

About this home

Ceiling Fans(s)Open FloorplanPrimarybedroom UpstairsSolid Wood CabinetsStone CountersThermostatWalk-in Closet(s)Rain Gutters

104 Klosterman Rd W is a 1973-built home in Baywood Village, Palm Harbor. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,542 square feet of living space. Listed at $1,850,000 (about $522/sqft), 4 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Discover the ultimate Florida waterfront lifestyle in this stunning coastal retreat, perfectly suited as a private residence, vacation getaway, or high-performing rental investment. With spectacular St Joseph Sound and Gulf views from nearly every room, this exceptional home captures the beauty of its surroundings while offering the comfort, privacy, and amenities you’ve been looking for. Nestled at the end of a quiet cul-de-sac, this property offers direct deep-water Gulf access from your private dock, making it ideal for boating, sailing, fishing, and exploring the pristine islands and waterways nearby. The waterfront has been thoughtfully enhanced with a new dock in 2024 and boat lift in 2025, creating an exceptional setup for enjoying life on the water. The home has also been thoughtfully updated with numerous recent improvements, including: New kitchen and appliances — 2024 New water heater — 2024 New pool pump — 2024 New dock — 2024 New boat 10,000 lb lift — 2025 New washer and dryer — 2025 Roof — 2018 (upper roof) / 2005 (lower roof) Outside, low-maintenance landscaping allows you to spend more time enjoying the spectacular Florida setting. A serene private pool creates your own secluded oasis, tucked away from neighboring views and perfect for relaxing in the sunshine or unwinding after a day on the water. Inside, the main living level showcases an inviting open-concept design created to maximize the incredible water views. Elegant finishes and designer touches complement the space, including solid wood cabinetry, quartz countertops, and a beautiful bar area—perfect for entertaining family and friends. The spacious main level also features ample storage, a stylish powder room, a laundry/utility room, and a garage, providing both functionality and convenience. Upstairs, you'll find four generously sized bedrooms and two beautifully appointed bathrooms, each featuring double vanities. Step outside onto the expansive upper deck and enjoy refreshing Gulf breezes, breathtaking sunsets, and uninterrupted waterfront vistas. Whether you're looking for a private coastal sanctuary, a second home, or an investment property with strong vacation-rental appeal, this exceptional Gulf-access residence offers an opportunity to embrace the best of Florida waterfront living. Properties offering this combination of deep-water access, Gulf views, private dockage, pool, and recent updates are highly sought after. Don't miss your opportunity to make this extraordinary coastal retreat your own.

The essentials

Built
1973
Price / sqft
$522
On market
4 days
Annual tax
$16,798
Flood zone
AE
Lot
8,664 sqft
Type
Single Family Residence

At a glance

Single family
Built 1973
Waterfront
Gulf/Ocean
Private pool
In Ground
2 car garage
Garage Faces Side
8,664 sqft lot
Lot size

Payment

Est. monthly payment
$11,973/mo
Down payment (20%)
$370,000
Property taxes
$1,400/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1973
Lot
8,664 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Faces Side
Pool
In Ground
Waterfront
Gulf/Ocean
Days on Market
4
Ceiling Fans(s)
Open Floorplan
Primarybedroom Upstairs
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Rain Gutters
Clubhouse
Golf Carts OK
Playground
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Wine Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$16,798
Parcel #
23-27-15-05814-000-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Baywood Village
County
Pinellas
MLS Area
34683 - Palm Harbor
Lot Size
8,664 sqft
Cul-De-SacFloodZoneLandscapedPavedUnincorporated

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #TB8555060
$1,850,000
$522/sqft

Neighborhood

104 Klosterman Rd W
Palm Harbor, FL, 34683 · 34683 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $1,850,000
$1.82M – $1.85M
98.2% – 100% of listTops out right at the list price
80% of listList price
82 of the last 163 home closings in 34683 landed at this number or higher (50%). The median one sat 25 days before it went under contract, and this one is on day 4.

Sample: 163 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$11,973/mo
Principal & interest$9,648
Property taxes$1,400
Insurance$925
Down payment20% · $370,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,850,000

$522 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,542 sq ft

Time on market

4 days

Year built

1973

Monthly payment

About $11,973/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $16,798 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byCHARLES RUTENBERG REALTY INCListing agent: Matt BrownListing data from Stellar MLS, MLS# TB8555060.

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