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Overview

4 bd4 ba3,206 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1958
Lot12,746 sqft
Living area3,206 sqft
Price / sqft$585
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimarybedroom UpstairsLightingOutdoor GrillGolf Carts OKPark

412 Orchid Ln is a 1958-built home in Kramer F A Sub, Palm Harbor. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,206 square feet of living space. Listed at $1,874,000 (about $585/sqft), 171 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Nestled on a lot and a half along the serene waters of Southerland Bayou, this stunning waterfront home offers a private, nature-rich retreat in the heart of the quaint fishing village of Ozona. With 105 feet of water frontage, a new dock with a covered boat lift, and sweeping views of the bayou, this is truly a nature lover’s dream. Watch dolphins play, birds soar, and fish jump—all from the comfort of your own backyard. Step outside and enjoy a thoughtfully designed outdoor oasis, featuring a gas fire pit, grill, and arbor on the waterside—perfect for sunset gatherings. On the opposite side of the home, indulge in a self-cleaning, heated saltwater pool and spa set within an illuminated screened enclosure. Looking for a fenced yard ideal for both two-legged and four-legged family members, this home has that too. Inside, the home has been tastefully updated and is truly move-in ready. Upon entering, you’re immediately greeted by panoramic water views that bring the outside in. The living room with a cozy fireplace flows effortlessly into the kitchen and family room, making it easy to stay connected while entertaining or relaxing. The main floor includes three bedrooms, one of which features an ensuite bath—perfect for guests or multi-generational living. Ascend to the upper level to discover the expansive master suite, a true sanctuary with its own Juliet balcony, offering peaceful water views and a private escape from the world below. Whether you're hosting friends in the screened-in sunroom by the kitchen or enjoying quiet mornings with a coffee by the bayou, this home is designed for both entertaining and tranquil living.Boaters will appreciate direct access from Southerland Bayou to St. Joseph Sound, Three Rooker Island, HoneymoonIsland, Caladesi Island, and even Clearwater Beach. Located in golf cart-friendly Ozona, you’re just a short ride away from the Pinellas Trail, charming local eateries, and all the coastal character this beloved community offers.

The essentials

Built
1958
Price / sqft
$585
On market
171 days
Annual tax
$18,630
Flood zone
AE
Lot
12,746 sqft
Type
Single Family Residence

At a glance

Single family
Built 1958
Waterfront
Bay/Harbor
Private pool
Heated
2 car garage
Off Street
0.29 acres
Lot size

Payment

Est. monthly payment
$12,264/mo
Down payment (20%)
$374,800
Property taxes
$1,553/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1958
Lot
12,746 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Off Street
Pool
Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure, Self Cleaning
Waterfront
Bay/Harbor
Days on Market
171
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primarybedroom Upstairs
Lighting
Outdoor Grill
Golf Carts OK
Park
Playground
Bar Fridge
Dishwasher
Disposal
Dryer
Range
Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$18,630
Parcel #
02-28-15-47214-000-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Kramer F A Sub
County
Pinellas
MLS Area
34683 - Palm Harbor
Lot Size
12,746 sqft
Cul-De-SacOversized Lot

Price history

Date
Event
Price
4/23/2026
Listed for sale
Source: Stellar MLS #TB8500780
$1,874,000
$585/sqft

Neighborhood

412 Orchid Ln
Palm Harbor, FL, 34683 · 34683 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $1,874,000
$1.84M – $1.87M
98.4% – 100% of listTops out right at the list price
80% of listList price
78 of the last 155 home closings in 34683 landed at this number or higher (50%). The median one sat 26 days before it went under contract, and this one is on day 171.

Sample: 155 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$12,263/mo
Principal & interest$9,774
Property taxes$1,553
Insurance$937
Down payment20% · $374,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,874,000

$585 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,206 sq ft

Time on market

171 days

Year built

1958

Monthly payment

About $12,264/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $18,630 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCOMPASS FLORIDA LLCListing agent: Amanda BaldwinListing data from Stellar MLS, MLS# TB8500780.

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