$395,000

146 Rain Berry Ave · Ruskin, FL, 33570

$154 / sqft
Osprey Reserve
5
Beds
3
Baths
2,557
Sqft
3
Garage
Ask About This Home

This is a 2021-built single-family home in Osprey Reserve. Flood zone AE — confirm flood insurance requirements with your lender. HOA runs $100 /month. 62 days on market — likely some room to negotiate.

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Year Built2021
On Market62 days
Lot8,044 sqft
Annual Tax$7,994
Flood ZoneAE
HOA$100/mo

About This Property

The extra space you've needed and at the great price you've been hoping for! This beautifully maintained home offers a flexible 5 BEDROOM layout with a DEDICATED OFFICE & an open floor plan that makes everyday living feel comfortable and connected. Updated new tile flooring in the bedrooms adds a clean, modern touch while some more cost effective updates can make a big difference - like a SOLAR-POWERED HOME and a smart thermostat to help keep your everyday bills down ($220 electric bill/ month). Don't forget the oversized THREE-CAR GARAGE with plenty of room for storage, hobbies, or extra space when you need it. Out back, the relaxing patio is perfect for slow mornings or winding down at the end of the day. Plus, with HURRICANE SHUTTERS already in place, you’ll have that extra peace of mind & a DEDUCTION ON YOUR HOMEOWNERS INSURANCE. NO CDD and LOW HOA, makes this community a gem in the growing Apollo Beach community.

Location

Property Details

🏠
Type
Single Family Residence
📅
Year Built
2021
🌳
Lot
8,044 sqft
❄️
Cooling
Central Air
🔥
Heating
Central
🚗
Parking
Oversized
📆
Days on Market
62

Features

Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Hurricane Shutters
Private Yard
Sidewalk
Community Mailbox
Deed Restrictions
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer

Assigned Schools

Elementary

Thompson Elementary

Middle

Shields-HB

High

Lennard-HB

Districts can re-zone — verify directly with the district before relying on these.

Taxes & Public Records

🏡Homestead exemption on file🌊Flood Zone AE

Annual Tax (2025)

$7,994

Parcel #

U-06-32-19-C25-000000-00024.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Osprey Reserve

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

8,044 sqft

Private
HOA
$100/mo
BRAD VAN ROOYEN

Price History

EventDatePriceChange
Price ChangeMay 21, 2026$395,000-$13,000
Previous Price$408,000-$10,000
ListedApr 9, 2026$418,000

Affordable Financing

Affordability Calculator

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Loan Details

$100K$2M

Your Results

Total Monthly Payment
$3,126
Principal, interest, tax, insurance, HOA
  • P&I$2,060
  • Tax$666
  • Insurance$300
  • HOA$100
Loan Amount
$316,000
Down Payment %
20.0%
First Year Summary
Principal
$3,336
Interest
$21,385
Balance
$312,664
Total Interest
$425,630
Total Cost
$741,630

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