525 19th St NW, photo 1
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Overview

5 bd3 ba3,300 sqft2 car garageSingle Family
TypeSingle Family
HOA$294/qtr
Built2012
Lot5,500 sqft
Living area3,300 sqft
Price / sqft$144
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Wood CabinetsStone Counters

525 19th St NW is a 2012-built home in Mira Lago West Ph 3, Ruskin. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,300 square feet of living space. Listed at $474,900 (about $144/sqft), 108 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $294 quarterly.

From the listing

525 19th Street, Ruskin | 5 Bed | 3Bath | 3,300 SF | 2-Story | Designer Remodel | 2 Car Garage | Mira Lago ** SELLER MOTIVATED** The studs, this extraordinary designer home in the gated community of Mira Lago delivers a rare level of craftsmanship and intentional detail. Designed by Dutch designer Johanna Delwiche, whose work has been featured on HGTV, the open-concept main living areas feature exposed ceiling beams, recessed LED lighting, and curated finishes that create a warm, elevated atmosphere throughout. The show-stopping kitchen is the heart of the home, showcasing brand-new custom cabinetry and premium appliances. A formal dining room, dedicated office, and spacious loft give you the flexible layout to work, gather, and unwind. All five bedrooms, including the luxurious primary suite, are conveniently located upstairs. On the main level, a versatile flex room featuring a built-in Murphy bed provides the perfect space for a private in-law suite, guest quarters, or home office. The primary suite is a private retreat with peaceful water views, a freestanding soaking tub, built-in bidet, two separate walk-in closets, and a modern suspended fireplace. The main-floor bedroom includes a brand-new Murphy bed, making it ideal for guests or multigenerational living. Hurricane-impact windows throughout. Available furnished or unfurnished. Mira Lago is a gated community in Ruskin featuring a resort-style pool, playground, and basketball court -- with low HOA fees, low CDD fees, and Flood Zone X designation. Little Harbor Marina is two minutes away. E.G. Simmons Park with boat ramps, canoe rentals, and picnic areas is right around the corner. Waterfront dining, beaches, and local entertainment are all within easy reach. What the Seller Loves: The craftsmanship in this home is something you feel the moment you walk in -- from the beams overhead to the suspended fireplace to the soaking tub with water views. It is a one-of-a-kind space that we had to work hard to leave.

The essentials

Built
2012
Price / sqft
$144
On market
108 days
Annual tax
$8,024
HOA
$294/qtr
Flood zone
X500 · Low risk
Lot
5,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 2012
Community pool
Shared amenity
2 car garage
Driveway
5,500 sqft lot
Lot size
3,300 sqft
Living area

Payment

Est. monthly payment
$3,481/mo
Down payment (20%)
$94,980
Property taxes
$669/mo
HOA
$294/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2012
Lot
5,500 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Ground Level, Off Street
Days on Market
108
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Wood Cabinets
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Fire Pit
Outdoor Grill
Outdoor Kitchen
Private Mailbox
Private Yard
Sidewalk
Buyer Approval Required
Clubhouse
Gated Community - No Guard
Golf Carts OK
Playground
Pool
Wheelchair Access
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Thompson Elementary
Middle
Shields-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X500
Annual Tax (2025)
$8,024
Parcel #
U-01-32-18-90V-000000-00537.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mira Lago West Ph 3
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
5,500 sqft
Near MarinaNear Public TransitSidewalkPavedPrivate
HOA
$294/qtr
Chris

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #TB8523480
$474,900-2.9%
$144/sqft
-
Price change
Source: Stellar MLS #TB8523480
$488,997-7.0%
$148/sqft
6/25/2026
Listed for sale
Source: Stellar MLS #TB8523480
$525,900
$159/sqft

Neighborhood

525 19th St NW
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $474,900
$472,500 – $474,900
99.5% – 100% of listTops out right at the list price
80% of listList price
123 of the last 211 home closings in 33570 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 108 after a $51,000 cut.

Sample: 211 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,481/mo
Principal & interest$2,477
Property taxes$669
Insurance$237
HOA$98
Down payment20% · $94,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$474,900

$144 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,300 sq ft

Time on market

108 days

Year built

2012

Monthly payment

About $3,481/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,024 annual tax bill, insurance, and the $294/qtr HOA fee.

HOA fee

$294/qtr

Managed by Chris.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered by27NORTH REALTYListing agent: Chasiti ConroyListing data from Stellar MLS, MLS# TB8523480.

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