11531 Shipwatch Dr #1037, photo 1
Active
1 / 54

Overview

3 bd2 ba1,430 sqft1 car garageCondominium
TypeCondominium
HOANone listed
Built1994
Living area1,430 sqft
Price / sqft$262
Garage1 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanThermostatAwning(s)Balcony

11531 Shipwatch Dr #1037 is a 1994-built home in Shipwatch, Largo. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,430 square feet of living space. Listed at $374,000 (about $262/sqft), 185 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

One or more photo(s) has been virtually staged. PRICE REDUCTION - Lowest Market Price per SqFt for a 3-bedroom here in Shipwatch - MUST SEE - Coastal Comfort Meets Turnkey Living - Welcome to effortless Florida living in the sought-after waterfront community of Shipwatch Yacht & Tennis Club, where lush landscaping, peaceful lagoons, and coastal breezes create a true resort-style retreat. This immaculate second-floor, 3-bedroom, 2-bath residence offers the perfect blend of comfort, convenience, and relaxed elegance. From the moment you enter, you’ll feel at home. Inside, an open and airy floor plan is filled with natural light and enhanced by new flooring throughout. The spacious living area flows seamlessly to a private screened porch overlooking a tranquil lagoon and waterfall, an ideal setting for morning coffee or unwinding at the end of the day. The light and bright kitchen features a cozy eating area with views of Florida’s blue skies, plus a large pantry for added storage. Enjoy the convenience of an inside laundry closet and appreciate the added value of a detached one-car garage, offering covered parking and extra storage space. Lovingly maintained, move-in ready, and ideally located, this home is perfect as a full-time residence, seasonal retreat, or smart investment. Residents of Shipwatch Yacht & Tennis Club enjoy extraordinary amenities including multiple pools, tennis and pickleball courts, fitness facilities, clubhouses, walking trails, scenic ponds, and a private marina, all set on beautifully landscaped grounds along the Intracoastal Waterway. Just minutes from Indian Rocks Beach, shopping, dining, and golf—and with easy access to everything the Gulf Coast lifestyle has to offer—this exceptional condo invites you to relax, recharge, and truly enjoy Florida living. Schedule your private showing and discover why Shipwatch is more than a home—it’s a lifestyle.

The essentials

Built
1994
Price / sqft
$262
On market
185 days
Annual tax
$2,644
Flood zone
X500* · Low risk
Type
Condominium

At a glance

Condo
Built 1994
Community pool
Fitness center too
1 car garage
Garage Door Opener
Private balcony
Outdoor space
1,430 sqft
Living area

Payment

Est. monthly payment
$2,358/mo
Down payment (20%)
$74,800
Property taxes
$220/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1994
Lot
-
Cooling
Central Air
Heating
Heat Pump
Parking
Garage Door Opener
Days on Market
185
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Thermostat
Awning(s)
Balcony
Lighting
Tennis Court(s)
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Pool
Special Community Restrictions
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X500*
Annual Tax (2025)
$2,644
Parcel #
13-30-14-81174-003-1037

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shipwatch
County
Pinellas
MLS Area
33774 - Largo

Price history

Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #TB8496052
$374,000-4.1%
$262/sqft
-
Price change
Source: Stellar MLS #TB8496052
$389,900-2.5%
$273/sqft
4/8/2026
Listed for sale
Source: Stellar MLS #TB8496052
$400,000
$280/sqft

Neighborhood

11531 Shipwatch Dr #1037
Largo, FL, 33774 · 33774 - Largo

Market insights

Offer Insights

Choose an offer strength

List price: $374,000
$355,000 – $374,000
95% – 100% of listTops out right at the list price
80% of listList price
23 of the last 44 condo closings in 33774 landed at this number or higher (52%). The median one sat 68 days before it went under contract, and this one is on day 185 after a $26,000 cut.

Sample: 44 closed condo sales in 33774 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,358/mo
Principal & interest$1,951
Property taxes$220
Insurance$187
Down payment20% · $74,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$374,000

$262 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,430 sq ft

Time on market

185 days

Year built

1994

Monthly payment

About $2,358/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,644 annual tax bill, insurance.

Flood zone

Zone X500*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Sue HirschListing data from Stellar MLS, MLS# TB8496052.

Keep exploring Florida

Pick up where you left off, or see what else is out there.