High and Dry! The home has never experienced any storm or flood damage. Welcome to your laid-back coastal retreat in the desirable Indian Bay neighborhood of Hernando County. This elevated two-bedroom, one-and-a-half-bath home captures the essence of Gulf-side living with inviting spaces and breezy waterfront charm. Step inside to a light-filled family room that flows effortlessly into a spacious kitchen designed for both function and style. Featuring abundant cabinetry, granite countertops, and a cozy eat-in area, the kitchen overlooks the Gulf—creating the perfect backdrop for morning coffee or evening meals. Both the kitchen and family room offer sliding glass doors that open to a covered, screened front deck where you can unwind and take in stunning sunset views over the water. The home offers two generously sized bedrooms, each with pocket sliding doors, ample closet space, and private sliding glass doors leading to an expansive 31-foot covered back patio overlooking a peaceful, wooded backyard—ideal for relaxing or entertaining in a more secluded setting. Need extra space? A charming spiral staircase in the family room leads to a 31’ x 12’ loft, currently utilized as a third bedroom, offering flexibility for guests, a home office, or creative space. Underneath the home, you’ll find an impressive 60’ x 31’ area with 11-foot ceiling height and a convenient half bath—perfect for storing boats, RVs, or all your coastal lifestyle toys. Ideally located just minutes from Hernando Beach shopping, dining, and local marinas, this home offers the perfect blend of comfort, functionality, and relaxed coastal living. Whether you’re looking for a full-time residence, weekend getaway or Short term rental property, this Gulf-view gem is ready to welcome you home.