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Active
$484,990
12610 Kelly Ann Loop, Brooksville, FL, 34613
$161/sqft·Pinecone Reserve
Est. $2,529/moSee payment4
beds
4
baths
3,013
sqft
3
garage
Listed by KELSA PROPERTIES,P.A.· Last updated · MLS# TB8501617
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- PINECONE RESERVE
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$66/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
Eat-in KitchenHigh CeilingsIN Wall Pest SystemLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit Bedroom
12610 Kelly Ann Loop is a 2026-built home in Pinecone Reserve, Brooksville. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,013 square feet of living space. Listed at $484,990 (about $161/sqft), 107 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $199 quarterly.
From the listing
Welcome to The Joyce —A top-selling floor plan nestled in the quiet, tucked-away community of Pine Cone Reserve. Boasting an impressive 3,103 approximate square feet, this home makes a grand statement from the moment you arrive, complete with a 2nd Owner's Suite and a spacious 3-car garage. Step inside to discover an open, airy living area perfectly designed for both relaxing and entertaining, flowing seamlessly to a large included covered lanai — ideal for enjoying Florida's beautiful weather year-round. Beyond its generous size, the Joyce captivates with its modern architectural beauty, a home that truly has to be seen to be fully appreciated. Tucked away from the hustle yet close to everything you need, Pine Cone Reserve offers the peaceful retreat you've been searching for — and the Joyce is the crown jewel of the community. All measurements are approximate
The essentials
Built
2026
Price / sqft
$161
On market
124 days
Annual tax
$605
HOA
$199/qtr
Flood zone
X · Low risk
Lot
8,640 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2026
Lot
8,640 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
124
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Walk-in Closet(s)
Sidewalk
Deed Restrictions
Street Lights
Cooktop
Dishwasher
Disposal
Exhaust Fan
Microwave
Flood Zone X
Annual Tax (2025)
$605
Parcel #
R20-222-18-3036-0000-0030
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Pinecone Reserve
County
Hernando
MLS Area
34613 - Brooksville/Spring Hill/Weeki Wachee
Lot Size
8,640 sqft
Paved
HOA
$199/qtr
Unique Property Services/Ken Perrault
Date
Event
Price
4/24/2026
Listed for sale
Source: Stellar MLS #TB8501617
$484,990-41.4%
$161/sqft
1/30/2025
Sold
Source: Hernando County Public Record
$827,000
$274/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,946
Principal, interest, tax, insurance, HOA
- P&I$2,529
- Tax$50
- Insurance$300
- HOA$66
Loan Amount
$387,992
Down Payment %
20.0%
First Year Summary
Principal
$4,096
Interest
$26,257
Balance
$383,896
Total Interest
$522,598
Total Cost
$910,590
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