

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- SOUTHERN HILLS PLANTATION PH2
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$560/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
4429 Southern Valley Loop is a 2026-built home in Southern Hills Plantation Ph2, Brooksville. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,546 square feet of living space. Listed at $639,900 (about $251/sqft), 439 days on market. Flood zone A - confirm flood insurance requirements with your lender. HOA runs $559.61 monthly.
Pre-Construction. To be built. Step off the welcoming front porch into the grand entryway embraced by an extended tray ceiling. Two secondary bedrooms with walk-in closets are off the main entrance. A guest suite with full private bathroom is across the hall from the bonus flex room. The family room offers ample natural light and overlooks the backyard covered lanai. The kitchen boasts an island with built-in seating, a corner walk-in pantry, and ample counterspace. The corner dining area is embraced by two walls of windows. The primary bedroom overlooks the backyard space. Double doors lead into the bathroom which hosts dual vanities, a garden tub, glass enclosed shower, and two walk-in closets. The laundry room is right off the drop zone which leads into the three-car garage.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 155 closed home sales in 34601 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$639,900
$251 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,546 sq ft
Time on market
439 days
Year built
2026
Monthly payment
About $4,370/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,841 annual tax bill, insurance, and the $559.61/mo HOA fee.
HOA fee
$559.61/mo
Managed by Kyra Rivera.
Flood zone
Zone A
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
Offer
What should I offer?
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