4563 Southern Valley Loop, photo 1
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Overview

4 bd3 ba2,683 sqft3 car garageSingle Family
TypeSingle Family
HOA$559/mo
Built2026
Lot10,969 sqft
Living area2,683 sqft
Price / sqft$298
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SOUTHERN HILLS PLANTATION PH2
Type
Single Family Residence

True monthly carry

HOA
~$559/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)ClubhouseDeed Restrictions

4563 Southern Valley Loop is a 2026-built home in Southern Hills Plantation Ph2, Brooksville. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,683 square feet of living space. Listed at $799,900 (about $298/sqft), 135 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $559 monthly.

From the listing

Under Construction. Front porch opens into an extended entryway with tray ceilings. French doors enclose the home office off the main hallway. Entering the kitchen you are greeted by an island with built-in seating, a walk-in pantry, and access to the laundry room. The dining area connects to the family room which features a wall of windows and access to the covered lanai. A bonus flex room is off the main living space. The primary bedroom is features a wall of windows. French doors lead into the primary bathroom which boasts dual vanities, garden tub, glass enclosed shower, and two walk-in closets. The secondary bedrooms each feature a walk-in closet and share a Hollywood bathroom. The mechanical room is located off the hallway that features the drop zone. Completing the space is a private guest suite off of the family room that features a full bathroom and walk-in closet. Three-car split garage.

The essentials

Built
2026
Price / sqft
$298
On market
135 days
Annual tax
$2,009
HOA
$559/mo
Flood zone
X · Low risk
Lot
10,969 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
3 car garage
Garage
0.25 acres
Lot size
2,683 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$5,298/mo
Down payment (20%)
$159,980
Property taxes
$167/mo
HOA
$559/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,969 sqft
Cooling
Central Air
Heating
Heat Pump, Radiant Ceiling
Parking
Garage
Days on Market
135
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Clubhouse
Deed Restrictions
Gated Community - Guard
Golf
Restaurant
Built-in Oven
Cooktop
Dishwasher
Disposal
Microwave
Tankless Water Heater
Middle
D.S. Parrot Middle
High
Hernando High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2026)
$2,009
Parcel #
R1022319357200900690

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Southern Hills Plantation Ph2
County
Hernando
MLS Area
34601 - Brooksville
Lot Size
10,969 sqft
Paved
HOA
$559/mo
Zita Tuamey

Price history

Date
Event
Price
8/25/2026
Price change
Source: Stellar MLS #TB8513578
$799,900+5.8%
$298/sqft
-
Price change
Source: Stellar MLS #TB8513578
$755,900+17.2%
$282/sqft
5/29/2026
Listed for sale
Source: Stellar MLS #TB8513578
$644,900+120.6%
$240/sqft
11/14/2025
Sold
Source: Hernando County Public Record
$292,400
$109/sqft

Neighborhood

4563 Southern Valley Loop
Brooksville, FL, 34601 · 34601 - Brooksville

Market insights

Offer Insights

Choose an offer strength

List price: $799,900
$790,000 – $799,900
98.6% – 100% of listTops out right at the list price
80% of listList price
78 of the last 155 home closings in 34601 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 135.

Sample: 155 closed home sales in 34601 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,298/mo
Principal & interest$4,172
Property taxes$167
Insurance$400
HOA$559
Down payment20% · $159,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$799,900

$298 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,683 sq ft

Time on market

135 days

Year built

2026

Monthly payment

About $5,298/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,009 annual tax bill, insurance, and the $559/mo HOA fee.

HOA fee

$559/mo

Managed by Zita Tuamey.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPERRY HOMESListing agent: Toby JonesListing data from Stellar MLS, MLS# TB8513578.

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