

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- SOUTHERN HILLS PLANTATION PH2
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$559/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
4563 Southern Valley Loop is a 2026-built home in Southern Hills Plantation Ph2, Brooksville. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,683 square feet of living space. Listed at $799,900 (about $298/sqft), 135 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $559 monthly.
Under Construction. Front porch opens into an extended entryway with tray ceilings. French doors enclose the home office off the main hallway. Entering the kitchen you are greeted by an island with built-in seating, a walk-in pantry, and access to the laundry room. The dining area connects to the family room which features a wall of windows and access to the covered lanai. A bonus flex room is off the main living space. The primary bedroom is features a wall of windows. French doors lead into the primary bathroom which boasts dual vanities, garden tub, glass enclosed shower, and two walk-in closets. The secondary bedrooms each feature a walk-in closet and share a Hollywood bathroom. The mechanical room is located off the hallway that features the drop zone. Completing the space is a private guest suite off of the family room that features a full bathroom and walk-in closet. Three-car split garage.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 155 closed home sales in 34601 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$799,900
$298 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,683 sq ft
Time on market
135 days
Year built
2026
Monthly payment
About $5,298/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,009 annual tax bill, insurance, and the $559/mo HOA fee.
HOA fee
$559/mo
Managed by Zita Tuamey.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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