Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- SOUTHERN HILLS PLANTATION PH2
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
4438 Southern Valley Loop is a 2026-built home in Southern Hills Plantation Ph2, Brooksville. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,929 square feet of living space. Listed at $819,900 (about $280/sqft), 180 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Under Construction. Step into a welcoming entry that has an elongated hallway that leads to the heart of the home. Two secondary bedrooms each featuring a walk-in closet and a Hollywood bathroom are off the main hallway. Adjacent is a secluded guest suite with full bathroom. The kitchen offers an island with built-in seating, a 5-burner gas cooktop along with a corner walk-in pantry. The corner dining area offers in ample light from the walls of windows and access to the backyard extended covered lanai. The family room boasts sliding glass doors. A bonus flex room with a wall of windows is off the family room. The primary suite has a stunning view of the backyard space. Double doors lead into the bathroom which boasts dual vanities, a freestanding tub, glass enclosed shower, and two walk-in closets. The laundry room and drop zone are just off the three-car garage.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 155 closed home sales in 34601 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$819,900
$280 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,929 sq ft
Time on market
180 days
Year built
2026
Monthly payment
About $4,879/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,321 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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