4397 Southern Valley Loop, photo 1
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Overview

4 bd5 ba3,087 sqft3 car garageSingle Family
TypeSingle Family
HOA$559.61/mo
Built2026
Lot12,825 sqft
Living area3,087 sqft
Price / sqft$267
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SOUTHERN HILLS PLANTATION CLUB
Type
Single Family Residence

True monthly carry

HOA
~$560/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanStone CountersThermostatTray Ceiling(s)Walk-in Closet(s)

4397 Southern Valley Loop is a 2026-built home in Southern Hills Plantation Club, Brooksville. Inside you'll find 4 bedrooms, 5 bathrooms, and 3,087 square feet of living space. Listed at $824,900 (about $267/sqft), 178 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $559.61 monthly.

From the listing

Under Construction. A welcoming front porch opens into the homes extended entryway. Two secondary bedrooms are off the main hallway and feature walk-in closets and share a Hollywood bathroom and linen closet. The family room is at the center of the home and boasts sliding glass doors. A bonus flex room with a wall of windows is adjacent to the family room. The kitchen boasts a large island with built-in seating, a 5-burner gas cooktop, and a walk-in pantry. The dining area is embraced by a corner of windows and allows access to the covered lanai. The primary bedroom boasts a large window overlooking the backyard. The primary bathroom offers dual vanities, a freestanding tub, large glass enclosed shower, and two walk-in closets. A secluded guest suite with a full bathroom is located off the main hallway. The laundry room is centrally located by the drop zone and three-car garage.

The essentials

Built
2026
Price / sqft
$267
On market
178 days
Annual tax
$2,094
HOA
$559.61/mo
Flood zone
X · Low risk
Lot
12,825 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Water views
Water
Community pool
Fitness center too
3 car garage
0.32 acres
Lot size

Payment

Est. monthly payment
$5,449/mo
Down payment (20%)
$164,980
Property taxes
$175/mo
HOA
$559.61/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
12,825 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
178
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Rain Gutters
Clubhouse
Community Mailbox
Fitness Center
Gated Community - Guard
Golf
Pool
Restaurant
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Microwave
Tankless Water Heater
Elementary
Moton Elementary School
Middle
D.S. Parrot Middle
High
Hernando High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,094
Parcel #
R1022319357200900510

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Southern Hills Plantation Club
County
Hernando
MLS Area
34601 - Brooksville
Lot Size
12,825 sqft
HOA
$559.61/mo
Zita Tuorney

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #TB8498793
$824,900-1.8%
$267/sqft
-
Price change
Source: Stellar MLS #TB8498793
$839,900+3.1%
$272/sqft
4/16/2026
Listed for sale
Source: Stellar MLS #TB8498793
$814,900+307.5%
$264/sqft
4/6/2021
Sold
Source: Hernando County Public Record
$200,000
$65/sqft

Neighborhood

4397 Southern Valley Loop
Brooksville, FL, 34601 · 34601 - Brooksville

Market insights

Offer Insights

Choose an offer strength

List price: $824,900
$815,000 – $824,900
98.6% – 100% of listTops out right at the list price
80% of listList price
78 of the last 155 home closings in 34601 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 178.

Sample: 155 closed home sales in 34601 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,449/mo
Principal & interest$4,302
Property taxes$175
Insurance$412
HOA$560
Down payment20% · $164,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$824,900

$267 per sq ft

Beds and baths

4 beds, 5 baths

Size

3,087 sq ft

Time on market

178 days

Year built

2026

Monthly payment

About $5,449/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,094 annual tax bill, insurance, and the $559.61/mo HOA fee.

HOA fee

$559.61/mo

Managed by Zita Tuorney.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPERRY HOMESListing agent: Toby JonesListing data from Stellar MLS, MLS# TB8498793.

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