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Overview

4 bd2 ba2,954 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built1996
Lot24,024 sqft
Living area2,954 sqft
Price / sqft$274
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsSplit Bedroom

1012 Kingsborough Gardens CT is a 1996-built home in Kingsborough Gardens Sub, Lutz. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,954 square feet of living space. Listed at $810,000 (about $274/sqft), 172 days on market. Flood zone X, AE - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Tucked away at the end of a quiet cul-de-sac on over half an acre along the shores of Lake Reinheimer, this stunning 4-bedroom, 2-bath pool home with almost 3000 heated square feet offers the perfect blend of space, privacy, and waterfront living. Step inside and be greeted by soaring 12-foot ceilings, elegant arched accents, and wood-look porcelain tile. The expansive open-concept layout centers around a huge kitchen, ideal for entertaining, overlooking the main living areas and capturing serene water views from multiple vantage points. The kitchen features a center island, 3 ovens, quartz countertops, & walk-in pantry. You can enjoy meals from your large dining room, breakfast nook, huge wrap-around kitchen counter, on your pool-side lanai. Pocket sliding glass doors fully open to an impressive screened-in pool area, creating a true indoor-outdoor lifestyle. The large lanai features a covered bar area, making it the ultimate spot for gatherings, relaxing evenings, or weekend entertaining by the water. The primary suite is a private retreat, complete with a spacious bedroom, dual walk-in closets, and a luxurious en-suite bath featuring split vanities and a garden tub. Additional highlights include a dedicated bonus room perfect for a home office, plus extra space in the garage with potential for a third bathroom or customization to suit your needs Rural living in Lutz, with suburban Carrollwood close by. Just 20 minutes to Tampa airport. Enjoy sunsets from your private dock over the spring-fed private 20 acre lake. No HOA, Steinbrenner school district.

The essentials

Built
1996
Price / sqft
$274
On market
172 days
Annual tax
$6,709
Flood zone
X, AE · Low risk
Lot
24,024 sqft
Type
Single Family Residence

At a glance

Single family
Built 1996
Waterfront
Lake Front
Private pool
Gunite
3 car garage
Oversized
0.55 acres
Lot size

Payment

Est. monthly payment
$5,188/mo
Down payment (20%)
$162,000
Property taxes
$559/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1996
Lot
24,024 sqft
Cooling
Central Air
Heating
Central
Parking
Oversized
Pool
Gunite, In Ground, Screen Enclosure
Waterfront
Lake Front
Days on Market
172
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Awning(s)
Garden
Rain Gutters
Sidewalk
Storage
Built-in Oven
Dishwasher
Microwave
Range
Refrigerator
Water Softener
Elementary
Lutz-HB
Middle
Buchanan-HB
High
Steinbrenner High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X, AE
Annual Tax (2025)
$6,709
Parcel #
U-14-27-18-0JZ-000000-00008.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Kingsborough Gardens Sub
County
Hillsborough
MLS Area
33548 - Lutz
Lot Size
24,024 sqft
Cul-De-SacSidewalk

Price history

Date
Event
Price
6/8/2026
Price change
Source: Stellar MLS #TB8501775
$810,000-2.4%
$274/sqft
4/22/2026
Listed for sale
Source: Stellar MLS #TB8501775
$830,000
$281/sqft

Neighborhood

1012 Kingsborough Gardens CT
Lutz, FL, 33548 · 33548 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $810,000
$800,000 – $810,000
98.7% – 100% of listTops out right at the list price
80% of listList price
23 of the last 45 home closings in 33548 landed at this number or higher (51%). The median one sat 24 days before it went under contract, and this one is on day 172 after a $20,000 cut.

Sample: 45 closed home sales in 33548 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,189/mo
Principal & interest$4,224
Property taxes$559
Insurance$405
Down payment20% · $162,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$810,000

$274 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,954 sq ft

Time on market

172 days

Year built

1996

Monthly payment

About $5,188/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,709 annual tax bill, insurance.

Flood zone

Zone X, AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byBHHS FLORIDA PROPERTIES GROUPListing agent: Kevin HearneListing data from Stellar MLS, MLS# TB8501775.

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