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About this home
22128 Little Lagoon CT is a 1998-built home in Heron Cove Condominium Phase II, Lutz. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,166 square feet of living space. Listed at $219,000 (about $188/sqft), 157 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
**Free 1% one-year interest rate buy down through use of seller's preferred lender** Discover your perfect Florida retreat at 22128 Little Lagoon Court N in the desirable gated community of Lakes at Heron Cove in Lutz, Florida. This beautifully updated first-floor 2-bedroom, 2-bathroom condo boasts 1,166 square feet of bright, open living space and includes the rare luxury of a private 1-car attached garage. The thoughtful split-bedroom layout ensures maximum privacy, while the expansive living and dining areas create an ideal setting for both relaxed everyday living and effortless entertaining. Your screened lanai offers peaceful conservation area views with frequent visits from local wildlife, making it the perfect spot for morning coffee or unwinding at sunset. The chef-friendly kitchen shines with generous counter space, a convenient breakfast bar and updated Stainless Steel appliances. The generous primary suite (15x13) features an oversized walk-in closet and a luxurious en-suite bath complete with his and hers dual vanities, walk-in shower, and private water closet. Tile flooring and vinyl flooring throughout the main living areas adds durability and ease, while quality carpet in the bedrooms provides comfort underfoot. This home has been thoughtfully maintained with impressive recent UPDATES, impact-rated hurricane windows and sliding doors throughout. The community roof is fully covered by the HOA, adding even more peace of mind. Best of all, there are no CDD fees and the monthly HOA is $449 per month, delivering outstanding value and true low-maintenance living. Enjoy a resort-style lifestyle with a sparkling pool, hot tub, clubhouse, scenic walking trails, and direct access to beautiful 54-acre Lake Bird featuring a boat ramp and fishing dock—perfect for kayaking, small boats, or quiet days on the water. Tucked away yet conveniently located just off Hwy 54 with easy I-275 access, you’re minutes from shopping, dining, and top-tier amenities, with USF, Moffitt Cancer Center, and Downtown Tampa all within a short 20–30 minute drive. This move-in ready, turnkey condo is truly one you don’t want to miss. **Free 1% one-year interest rate buy down through use of seller's preferred lender**
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Sample: 23 closed condo sales in Lutz over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$219,000
$188 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,166 sq ft
Time on market
157 days
Year built
1998
Monthly payment
About $1,267/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $181 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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