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Overview

4 bd4 ba4,505 sqft6 car garageSingle Family
TypeSingle Family
HOA$350/yr
Built2008
Lot28,081 sqft
Living area4,505 sqft
Price / sqft$277
Garage6 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Central VaccumCrown MoldingEat-in KitchenElevatorHigh CeilingsKitchen/Family Room Combo

1360 S Waterview Dr is a 2008-built home in James Island Unrec Sub, Inverness. Inside you'll find 4 bedrooms, 4 bathrooms, and 4,505 square feet of living space. Listed at $1,250,000 (about $277/sqft), 99 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $350 annually.

From the listing

Rare opportunity in Inverness!! ISLAND LIVING at it's best! Custom-built 3-story home LAKEFRONT, featuring a private ELEVATOR servicing all levels for effortless living. Located on a private island shared with only 11 residences and accessed by a gated, 1/4-mile-long tree-lined causeway, this home offers unmatched privacy just 2 miles from downtown. Designed for comfortable, everyday living, this home offers a warm, inviting layout filled with natural light and expansive windows showcasing beautiful lake views. Enjoy an oversized kitchen and laundry room, along with an impressive 6-car garage. A true standout feature is the hidden “secret room” tucked behind a built-in bookcase on the third floor—a unique and memorable space loved by guests and family alike. Experience peaceful island living with a welcoming community, frequent neighbor gatherings, and the perfect balance of seclusion and convenience. A one-of-a-kind property offering character, space, and lifestyle.

The essentials

Built
2008
Price / sqft
$277
On market
156 days
Annual tax
$8,426
HOA
$350/yr
Flood zone
X500* · Low risk
Lot
28,081 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 2008
Waterfront
Lake Front
6 car garage
0.64 acres
Lot size
4,505 sqft
Living area

Payment

Est. monthly payment
$7,875/mo
Down payment (20%)
$250,000
Property taxes
$702/mo
HOA
$350/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2008
Lot
28,081 sqft
Cooling
Central Air, Wall/Window Unit(s), Zoned
Heating
Heat Pump
Parking
-
Waterfront
Lake Front, Lake Privileges
Days on Market
156
Built-in Features
Ceiling Fans(s)
Central Vaccum
Crown Molding
Eat-in Kitchen
Elevator
High Ceilings
Kitchen/Family Room Combo
L Dining
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
French Doors
Lighting
Rain Gutters
Cooktop
Dishwasher
Electric Water Heater
Kitchen Reverse Osmosis System
Microwave
Refrigerator
Tankless Water Heater
Washer
Homestead exemption on file Flood Zone X500*
Annual Tax (2025)
$8,426
Parcel #
20E-19S-16-0000-14400-0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
James Island Unrec Sub
County
Citrus
MLS Area
34450 - Inverness
Lot Size
28,081 sqft
HOA
$350/yr
Debra Fredrick

Price history

Date
Event
Price
7/23/2026
Price change
Source: Stellar MLS #TB8507241
$1,250,000-5.7%
$277/sqft
-
Price change
Source: Stellar MLS #TB8507241
$1,325,000+1.9%
$294/sqft
5/6/2026
Listed for sale
Source: Stellar MLS #TB8507241
$1,300,000
$289/sqft

Neighborhood

1360 S Waterview Dr
Inverness, FL, 34450 · 34450 - Inverness

Market insights

Offer Insights

Choose an offer strength

List price: $1,250,000
$1.22M – $1.25M
97.3% – 100% of listTops out right at the list price
80% of listList price
29 of the last 56 home closings in 34450 landed at this number or higher (52%). The median one sat 39 days before it went under contract, and this one is on day 156 after a $50,000 cut.

Sample: 56 closed home sales in 34450 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,876/mo
Principal & interest$6,519
Property taxes$702
Insurance$625
HOA$29
Down payment20% · $250,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,250,000

$277 per sq ft

Beds and baths

4 beds, 4 baths

Size

4,505 sq ft

Time on market

156 days

Year built

2008

Monthly payment

About $7,875/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,426 annual tax bill, insurance, and the $350/yr HOA fee.

HOA fee

$350/yr

Managed by Debra Fredrick.

Flood zone

Zone X500*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered by54 REALTY LLCListing agent: Ronald RoncancioListing data from Stellar MLS, MLS# TB8507241.

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